12315 Rusty Dr, Davison, MI 48423 Property Records

Genesee County property record for 12315 Rusty Dr, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1990
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Sep 2021)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01-400-015`

Property Details

APN / Parcel Number

Primary APN	`16-01-400-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	76,230 sqft (1.75 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12315 RUSTY DR
City	DAVISON
State	MI
Zip	48423-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Description	A PARCEL OF LAND BEG S 1 DEG 30 MIN E 1137.92 FT & N 81 DEG 35 MIN E 344 FT FROM INTERIOR 1/4 COR OF SEC, TH N 81 DEG 35 MIN
Legal Range	08E
Legal Township	08N
Legal Section	01
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	2
Census Block	2010
Census Tract	11901

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12315 RUSTY DR, DAVISON, MI 48423-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	202173838
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12315 RUSTY DR, DAVISON, MI 48423-9328
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12315 RUSTY DR, DAVISON, MI 48423-9328

Mortgage

Document Number	0000002348
Date	Jan 17, 2024
Instrument	202401170002348

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 13, 2021
Property Address	12315 RUSTY DR, DAVISON, MI 48423-9328
Document Number	202109130073838
Instrument Date	Sep 3, 2021
Instrument	202109130073838
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,124.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12315 RUSTY DR, 12315, DAVISON, MI 48423-9328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CEDAR ST, ORTONVILLE, MI 48462-9703

Mortgage

Document Number	202109130073839
Date	Sep 13, 2021
Instrument	202109130073839

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Lakeville Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (-64.86%) Homeowner's exemption	$140,700 (+21.5%)	$281,400 (+21.5%)
2024	$3,768.00 (+164.79%)
2023		$115,800	$231,600
2019	$1,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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