12315 196th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 12315 196th Ter, O Brien, FL 32071

Property Summary

Property Type	Residential Vacant Land
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Feb 2023)
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-04S-13E-09061-050060`

Property Details

APN / Parcel Number

Primary APN	`34-04S-13E-09061-050060`
Alternative APN	`09061050060`

Exterior

Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09061050060
Street Address	12315 196TH TER
City	O BRIEN
State	FL
Zip	32071-2039
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LEG LOT 6 BLK E FRONTIER JUNCTION ORB 2420 P 353-54 WD YR 2023
Legal Range	13E
Legal Township	04S
Legal Section	34
Legal Subdivision	FRONTIER JUNCTION
Legal Block	E
Legal Lot Number	6 7
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	3
Census Block	3053
Census Tract	970501

Owner

12315 196th Ter, residential vacant land, is owned by an individual who bought it in February 2023.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1709 GORNTO RD STE A#ASTEA, A#ASTEA, VALDOSTA, GA 31601-8406
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COUNTRY DREAMS LLC
Dec 21, 2022	Warranty Deed, Transfer UNKNOWN, SMITH ABSTRACT & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Prior Sale	Dec 21, 2022 · Amount on File
Deed Document Number	2023262933
Deed Book / Page	2420 / 353
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 17, 2023
Property Address	12315 196TH TER, O BRIEN, FL 32071-2039
Document Number	0000262933
Book / Page	2420 / 353
Map Reference	MB 1 PG 305
Instrument Date	Feb 9, 2023
Instrument	2023262933
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 357880, GAINESVILLE, FL 32635-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6217 CLYATTVILLE NANKIN RD, VALDOSTA, GA 31601-8709

Mortgage

Document Number	0000000355
Date	Feb 17, 2023
Instrument	2420/355

Lender

Name	COUNTRY DREAMS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jun 15, 2047

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 21, 2022
Property Address	12315 196TH TER, O BRIEN, FL 32071-2039
Document Number	0000260863
Book / Page	2408 / 142
Map Reference	MB 1 PG 305
Instrument Date	Dec 16, 2022
Instrument	2022260863
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, SMITH ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11426 FARM ROAD, O BRIEN, FL 32071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 357880, GAINESVILLE, FL 32635-7880
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,250	$49,250
2024	$1,052.00 (+180.53%)
2023	$375.00 (-19.01%)	$23,800 (-40.5%) Land $23,800	$23,800 (-40.5%) Land $23,800
2022	$463.00	$40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12315 196th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12315 196th Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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