12313 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12313 Carr Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Residential
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1978
Square Footage	1,248 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	1,272 sqft
Occupancy	Owner Occupied
Tax Bill	$5.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-29-1004-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft 1st Floor
Basement Area	1,248 sqft Basement
Unfinished Basement	1,248 sqft Unfinished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,272 sqft Garage
Porch	Porch
Porch Area	96 sqft Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	CARR RD
City	SAINT CHARLES
State	MI
Zip	48655
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	E 175 FT OF W 967 FT OF S 250 FT OF N 1/2 OF S 1/2 OF NE 1/4 1.0 ACRE SEC 29 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3056
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-29-1004-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12313 CARR RD, SAINT CHARLES, MI 48655-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 05, 2020
Property Address	12313 CARR RD, SAINT CHARLES, MI 48655-9660
Document Number	0000014755
Instrument Date	May 20, 2020
Instrument	14755
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12313 CARR RD ST CHARLES MI 486559660, ST CHARLES, MI 48655-9660

Mortgage

Document Number	0000014755
Date	Jun 05, 2020
Instrument	14755

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 04, 2025

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,000 (+6%)	$24,000 (+6%)
2025	$5.00 (-83.87%) Homeowner's exemption
2023		$7,500	$15,000
2022	$31.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.