12034 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12034 Carr Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1930
Lot Size	0.712 acres (31,015 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Nov 2025)
Tax Bill	$412 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-29-2011-000`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-29-2011-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,015 sqft (0.712 acres)
Lot Dimensions	200 ft deep x 155 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12034 CARR RD
City	SAINT CHARLES
State	MI
Zip	48655-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 155 FT OF N 493 FT OF E 200 FT OF E 1/2 OF NE 1/4 OF NW 1/4 -- 0.71 ACRE SEC 29 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3065
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-29-2011-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13139 HARRIS RD, CHESANING, MI 48616-9420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 12, 2025
Property Address	12034 CARR RD, SAINT CHARLES, MI 48655-9660
Document Number	0000026523
Instrument Date	Nov 07, 2025
Instrument	2025026523
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12034 CARR RD, SAINT CHARLES, MI 48655-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13139 HARRIS RD, CHESANING, MI 48616-9420

Mortgage

Document Number	0000026602
Date	Nov 12, 2025
Instrument	2025026602

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,200 (+10.65%)	$118,400 (+10.65%)
2025	$412.00 (-80.41%) Homeowner's exemption	$53,500 (+17.84%)	$107,000 (+17.84%)
2024	$2,103.00 (+11.98%)
2023		$45,400	$90,800
2022	$1,878.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force 11 of 16 on primary residences
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (May 2020), 2 claims Flooding (Apr 2013), 2 claims Severe Storms & Flooding (Sep 1986), 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.