12313 103rd St, Largo, FL 33773 Property Records

Pinellas County property record for 12313 103rd St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1975
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9867-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9867-5`
Alternative APNs	`10-30-15-47494-000-0190` `301510474940000190` `153010474940000190` `R113457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,066 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113457
Street Address	12313 103RD ST
City	LARGO
State	FL
Zip	33773-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE BREEZE ESTATES REP LOT 19
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	LAKE BREEZE ESTATES REP
Legal Tract	47494
Legal Lot Number	19
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1033
Census Tract	25311

Owner

12313 103rd St is owned and occupied by two individuals who bought it in March 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12313 103RD ST, LARGO, FL 33773-1943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	202174803
Deed Book / Page	21423 / 1543
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0183890073
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 8, 2021
Property Address	12313 103RD ST, LARGO, FL 33773-1943
Document Number	0214231543
Book / Page	21423 / 1543
Map Reference	MB 69 PG 49
Instrument Date	Mar 5, 2021
Instrument	2021074803
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12313 103RD ST, 12313, LARGO, FL 33773-1943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12313 103RD ST, LARGO, FL 33773-1943

Mortgage

Document Number	0214231545
Date	Mar 8, 2021
Instrument	21423/1545

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 10, 2019
Property Address	12313 103RD ST, LARGO, FL 33773-1943
Document Number	0206870820
Book / Page	20687 / 0820
Map Reference	MB 69 PG 49
Instrument Date	Sep 9, 2019
Instrument	2019290563
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10989 VALENCIA AVE, 10989, SEMINOLE, FL 33772-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12313 103RD ST, LARGO, FL 33773-1943

Mortgage

Document Number	0206870822
Date	Sep 10, 2019
Instrument	20687/0822

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$237,712	$270,722 Land $112,902 Building $157,820
2023	Homeowner's exemption	$224,284	$245,181 Land $132,684 Building $112,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12313 103rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12313 103rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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