12264 103rd St, Largo, FL 33773 Property Records

Pinellas County property record for 12264 103rd St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1973
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Nov 2025)
Tax Bill	$5,127 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9880-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9880-8`
Alternative APNs	`10-30-15-47494-000-0320` `301510474940000320` `153010474940000320` `R113470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,253 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	65 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113470
Street Address	12264 103RD ST
City	LARGO
State	FL
Zip	33773-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE BREEZE ESTATES REP LOT 32
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	LAKE BREEZE ESTATES REP
Legal Tract	47494
Legal Lot Number	32
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1034
Census Tract	25311

Owner

12264 103rd St is owned and occupied by two individuals who bought it in November 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12264 103RD ST, LARGO, FL 33773-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
May 27, 2022	Warranty Deed, Transfer · Line of Credit 212 LOANS LLC
May 25, 2022	Warranty Deed, Transfer USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Jan 4, 2023 · Amount on File
Deed Document Number	2025329895
Deed Book / Page	23369 / 1386
Prior Transfer Date	Oct 2, 2006
Prior Transfer Doc	0154531292
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 24, 2025
Property Address	12264 103RD ST, LARGO, FL 33773-1940
Document Number	0233691386
Book / Page	23369 / 1386
Map Reference	MB 69 PG 49
Instrument Date	Nov 7, 2025
Instrument	2025329895
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TITLEPLUS LLC, TITLEPILOT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1262, LARGO, FL 33779-1262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12264 103RD ST, LARGO, FL 33773-1940

Mortgage

Document Number	0233691389
Date	Nov 24, 2025
Instrument	23369/1389

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 4, 2023
Property Address	12264 103RD ST, LARGO, FL 33773-1940
Document Number	0223072295
Book / Page	22307 / 2295
Map Reference	MB 69 PG 49
Instrument Date	Dec 30, 2022
Instrument	2023002169
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2840 W BAY DR # DR145, DR145, BELLEAIR BLUFFS, FL 33770-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12264 103RD ST, LARGO, FL 33773-1940

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 27, 2022
Property Address	12264 103RD ST, LARGO, FL 33773-1940
Document Number	0220780796
Book / Page	22078 / 796
Map Reference	MB 69 PG 49
Instrument Date	May 24, 2022
Instrument	2022168035
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,881.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 MARINER ST STE 104, 5601, TAMPA, FL 33609-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 W BAY DR # 145, 145, BELLEAIR BLUFFS, FL 33770-2620

Mortgage

Document Number	0022078798
Date	May 27, 2022
Instrument	22078/798

Lender

Name	212 LOANS LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Feb 24, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 25, 2022
Property Address	12264 103RD ST, LARGO, FL 33773-1940
Document Number	0220751199
Book / Page	22075 / 1199
Map Reference	MB 69 PG 49
Instrument Date	May 10, 2022
Instrument	2022165527
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12264 103RD ST, 12264, LARGO, FL 33773-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12264 103rd St was $5,127, up 4.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,127.00 (+4.16%)	$312,240 (+1.68%) Land $113,194 Building $199,046	$312,240 (+1.44%) Land $113,194 Building $199,046
2024	$4,922.00 (+1.67%) Homeowner's exemption	$307,085 (+3%)	$307,817 (+3.25%) Land $131,885 Building $175,932
2023	$4,841.00 (+608.78%) Homeowner's exemption	$298,141 (+279.44%)	$298,141 (+69.42%) Land $136,275 Building $161,866
2022	$683.00 Homeowner's exemption Widower's exemption	$78,573	$175,982 Land $119,790 Building $56,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12264 103rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12264 103rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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