1231 Split Rail Dr, Garnet Valley, PA 19060 Property Records

Delaware County property record for 1231 Split Rail Dr, Garnet Valley, PA 19060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 6,035 sqft · built 1999
Lot Size	1.88 acres (82,067 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Sep 2002)
Tax Bill	$16,826 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00-00510-10`

Property Details

APN / Parcel Number

Primary APN	`03-00-00510-10`
Alternative APN	`03-22-001:008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,035 sqft Living Area
1st Floor Area	4,911 sqft
Basement Area	1,124 sqft
Finished Basement	1,124 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Lot Area	82,067 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0322001008
Street Address	1231 SPLIT RAIL DR
City	GARNET VALLEY
State	PA
Zip	19060-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 3C GAR 82,066 SQ FT LOT 10
Legal Subdivision	SWEET BRIAR
Legal Block	32
Legal Lot Number	10
Jurisdiction	DELAWARE PA
Township / Civil Division	BETHEL
Census Block Group	1
Census Block	1021
Census Tract	410403

Owner

1231 Split Rail Dr is owned and occupied by two individuals who bought it in September 2002.

Source: Delaware County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1231 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2002 · Amount on File
Deed Sale	Sep 23, 2002 · Amount on File
Prior Sale	Jan 16, 2001 · Amount on File
Deed Document Number	2002100664
Deed Book / Page	2534 / 535
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Recording Date	Sep 18, 2026
Property Address	1231 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1846
Document Number	0000036860
Book / Page	7161 / 5620
Instrument Date	Sep 9, 2026
Instrument	202636860
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1846

Mortgage

Document Number	0000036860,
Date	Sep 18, 2026
Book Page	7161/5620
Instrument	202636860

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 14, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1231 Split Rail Dr was $16,826 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Bethel Township
Unified School District	Garnet Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,826.00 Homeowner's exemption	$664,040 Land $174,830 Building $489,210	$664,040 Land $174,830 Building $489,210
2024		$664,040 Land $174,830 Building $489,210
2023	$15,033.00 Homeowner's exemption
2021			$664,040 (-)
2020			$664,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1231 Split Rail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1231 Split Rail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER BETHEL private · serves 7,809 people · EPA ID PA1230012
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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