1197 Split Rail Dr, Garnet Valley, PA 19060 Property Records

Delaware County property record for 1197 Split Rail Dr, Garnet Valley, PA 19060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,151 sqft · built 1999
Lot Size	0.689 acres (30,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Oct 2017)
Tax Bill	$15,834 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-00510-15`

Property Details

APN / Parcel Number

Primary APN	`03-00-00510-15`
Alternative APN	`03-22-001:013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,151 sqft Living Area
1st Floor Area	4,151 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Lot Area	30,004 sqft (0.689 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0322001013
Street Address	1197 SPLIT RAIL DR
City	GARNET VALLEY
State	PA
Zip	19060-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 2C GAR POOL 30,002 SQ FT LOT 15
Legal Subdivision	SWEET BRIAR
Legal Block	32
Legal Lot Number	15
Jurisdiction	DELAWARE PA
Township / Civil Division	BETHEL
Census Block Group	1
Census Block	1021
Census Tract	410403

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY
Oct 2, 2017	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Oct 24, 2000 · Amount on Record
Deed Document Number	201753045
Deed Book / Page	6068 / 2167
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847

Mortgage

Document Number	0069011779
Date	Apr 24, 2023
Book Page	6901/1779
Instrument	2023013636

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 16, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847

Mortgage

Document Number	0068173454
Date	Apr 6, 2022
Book Page	6817/3454
Instrument	2022021243

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 11, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	SETTLEMENT ENGINE INC, SETTLEMENT ENGINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067892694
Date	Jan 12, 2022
Book Page	6789/2694
Instrument	2022002705

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061260428
Date	Feb 6, 2018
Book Page	06126/0428
Instrument	2018006296

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 5, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Document Number	0065350533
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1197 SPLIT RAIL DR GARNET VALLEY PA 190601847, GARNET VALLEY, PA 19060-1847

Mortgage

Document Number	0065350533
Date	Jun 19, 2020
Book Page	006535/000533
Instrument	31633

Lender

Name	HOMEFINITY
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Oct 2, 2017
Property Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847
Document Number	0060682167
Book / Page	06068 / 2167
Map Reference	VOL 20 PG 235
Instrument Date	Sep 22, 2017
Instrument	2017053045
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 SPLIT RAIL DR, GARNET VALLEY, PA 19060-1847

Mortgage

Document Number	2017053046
Date	Oct 2, 2017
Instrument	2017053046

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Bethel Township
Unified School District	Garnet Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,834.00 (+11.92%) Homeowner's exemption	$624,900 (-) Land $126,320 Building $498,580	$624,900 (-) Land $126,320 Building $498,580
2024		$624,900 Land $126,320 Building $498,580
2023	$14,147.00 Homeowner's exemption
2021			$624,900 (-)
2020			$624,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER BETHEL private · serves 7,809 people · EPA ID PA1230012
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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