Sacramento County property record for 1231 Gary Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,699 sqft · built 1961 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Apr 2020) |
| Tax Bill | $10,607 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 289-0364-011-0000 |
| Primary APN | 289-0364-011-0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Area | 699 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1231 GARY WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-4 |
| Legal Description | DEL DAYO RIVIERA 03, LOT 170 |
| Legal Subdivision | DEL DAYO RIVIERA 03 |
| Legal Lot Number | 170 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5804 |
Source: Sacramento County records · APN 289-0364-011-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 07, 2020 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Apr 07, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Apr 07, 2020 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2020 · Amount on Record |
| Deed Sale | Apr 07, 2020 · Amount on Record |
| Prior Sale | May 10, 2001 · Amount on Record |
| Deed Book / Page | 20200407 / 790 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 4070000000788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Document Number | 0000000274 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022032100274 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 07, 2020 |
| Property Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Document Number | 2004070789 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 2004070789 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1231 GARY WAY CARMICHAEL CA 956086107, CARMICHAEL, CA 95608-6107 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 07, 2020 |
| Property Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Document Number | 2004070790 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2004070790 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $886.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1407 MIPATY LN CARMICHAEL CA 956086029, CARMICHAEL, CA 95608-6029 |
| Document Number | 2004070791 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 2004070791 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 07, 2020 |
| Property Address | 1231 GARY WAY, CARMICHAEL, CA 95608-6107 |
| Document Number | 2004070788 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 2004070788 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2184 LEDGE ROCK LN HENDERSON NV 890528755, HENDERSON, NV 89052-8755 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $897,986 (+2%) Land $278,876 Building $619,110 | |
| 2025 | $10,607.00 (+0.96%) Homeowner's exemption | $880,379 (+4.04%) Land $273,408 Building $606,971 |
| 2024 | $10,506.00 (+2.59%) | |
| 2023 | $10,241.00 (+0.56%) Homeowner's exemption | $846,195 Land $262,793 Building $583,402 |
| 2022 | $10,184.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
Based on FCC filings for 516 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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