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1218 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1218 Gary Way, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,051 sqft · built 1966
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Oct 2021)
Tax Bill$10,260 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN289-0361-015-0000

Property Details

APN / Parcel Number

Primary APN289-0361-015-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,051 sqft Living Area
1st Floor Area1,871 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1218 GARY WAY
CityCARMICHAEL
StateCA
Zip95608-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL DAYO RIVIERA 02, LOT 120
Legal SubdivisionDEL DAYO RIVIERA 02
Legal Lot Number120
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2011
Census Tract5804

Owner

Source: Sacramento County records · APN 289-0361-015-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1218 GARY WAY, CARMICHAEL, CA 95608-6108
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL
Apr 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Prior SaleAug 28, 2015 · Amount on Record
Deed Document Number20211114
Deed Book / Page20211015 / 1114
Prior Transfer DateApr 20, 2007
Prior Transfer Doc0000001695
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 15, 2021
Property Address1218 GARY WAY, CARMICHAEL, CA 95608-6108
Document Number2021101501114
Map ReferenceMB 54 MAP 26
Instrument DateOct 12, 2021
Instrument2021101501114
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1218 GARY WAY, CARMICHAEL, CA 95608-6108

Mortgage

Document Number2021101501115
DateOct 15, 2021
Instrument2021101501115
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Mortgage

Document Number2021101501116
DateOct 15, 2021
Instrument2021101501116
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1218 GARY WAY, CARMICHAEL, CA 95608-6108
Document Number2003031182
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1218 GARY WAY CARMICHAEL CA 956086108, CARMICHAEL, CA 95608-6108

Mortgage

Document Number2003031182
DateMar 03, 2020
Instrument2003031182
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 02, 2040

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1218 GARY WAY, CARMICHAEL, CA 95608-6108
Document Number0000000031
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 GARY WAY CARMICHAEL CA 956086108, CARMICHAEL, CA 95608-6108

Mortgage

Document Number0000000031
DateMay 01, 2017
Book Page170501/000031
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$865,836 (+2%) Land $238,784 Building $627,052
2025$10,260.00 (+0.95%)$848,859 (+4.04%) Land $234,102 Building $614,757
2024$10,163.00 (+2.58%)
2023$9,907.00 (+0.54%)$815,898 Land $225,012 Building $590,886
2022$9,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 106 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
98 of 106 on primary residences
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026, rainfall accumulation
Flood Events
  • Severe Winter Storms, Flooding, Landslides, Mud Flows (Jan 1995), 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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