St. Charles County property record for 1231 Eagles Crest Ln, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1992 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,500 (Oct 2025) |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A893000491 |
| Primary APN | A893000491 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 3,072 sqft |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A893000491 |
|---|---|
| Street Address | 1231 EAGLES CREST LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES RIDGE #2 LOT 72 |
| Legal Subdivision | EAGLES RIDGE #2 |
| Legal Lot Number | 72 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311147 |
1231 Eagles Crest Ln is owned and occupied by an individual who bought it in October 2025.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 14, 2025 | Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Mar 8, 2023 | Correction Deed LAWYERS TITLE |
| Feb 21, 2023 | Beneficiary Deed, Transfer |
| Mar 8, 2023 | Intrafamily Transfer, Transfer FREEDOM TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | Mar 8, 2023 · Amount on File |
| Deed Document Number | 202545604 |
| Prior Transfer Date | Oct 13, 2025 |
| Prior Transfer Doc | 0000045603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2025 |
| Property Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000045604 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025R-045604 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 RIVER ROCK DR, MOSCOW MILLS, MO 63362-1816 |
| Name | Verified Name |
|---|---|
| Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000045605 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R-045605 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2025 |
| Property Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000045603 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025R-045603 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000045606 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R-045606 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 8, 2023 |
| Property Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000008597 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023R-008597 |
| Record Updated | Oct 28, 2025 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Name | Verified Name |
|---|---|
| Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2023 |
| Property Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000006298 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023R-006298 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 RIVERS EDGE DR, MOSCOW MILLS, MO 63362-1193 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 8, 2023 |
| Property Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
| Document Number | 0000008475 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023R-008475 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 RIVERS EDGE DR, MOSCOW MILLS, MO 63362-1193 |
| Name | Verified Name |
|---|---|
| Address | 1231 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930 |
The 2025 property tax bill for 1231 Eagles Crest Ln was $3,329, up 6.2% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,380 (-) | $291,476 (-) Land $60,000 Building $231,476 | |
| 2025 | $3,329.00 (+6.15%) | $55,380 | $291,476 Land $60,000 Building $231,476 |
| 2024 | $3,136.00 | ||
| 2023 | $50,603 | ||
| 2022 | $266,330 Land $60,000 Building $206,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1231 Eagles Crest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1231 Eagles Crest Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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