1223 Eagles Crest Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1223 Eagles Crest Ln, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 1989
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$223,100 (Jan 2020)
Tax Bill$3,713 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA893000493

Property Details

APN / Parcel Number

Primary APNA893000493
Alternative APN
  • 3-0015-6400-00-0074.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,558 sqft Living Area
Gross Area3,510 sqft
1st Floor Area1,558 sqft
Basement Area1,544 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area65 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA893000493
Street Address1223 EAGLES CREST LN
CitySAINT CHARLES
StateMO
Zip63303-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES RIDGE #2 LOT 74
Legal SubdivisionEAGLES RIDGE #2
Legal Lot Number74
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2012
Census Tract311147

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Jan 6, 2020Intrafamily Transfer, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP
Mar 7, 2018Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleMar 7, 2018 · Amount on Record
Deed Document Number20208170
Deed Book / Page7211 / 703
Prior Transfer DateDec 20, 2019
Prior Transfer Doc0072110703
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930

Mortgage

Document Number2021R092849
DateNov 10, 2021
Instrument2021R-092849
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 6, 2020
Property Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930
Document Number0072110703
Book / Page7211 / 0703
Map ReferenceMB 28 PG 84
Instrument DateDec 20, 2019
Instrument20200106000008170
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930

Mortgage

Document Number20200106000008180
DateJan 6, 2020
Instrument20200106000008180
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 7, 2018
Property Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930
Document Number0068880685
Book / Page6888 / 0685
Map ReferenceMB 28 PG 84
Instrument DateFeb 28, 2018
Instrument20180307000122340
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORPORATION AND AGE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1223 EAGLES CREST LN, 1223, SAINT CHARLES, MO 63303-1930

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1223 EAGLES CREST LN, SAINT CHARLES, MO 63303-1930

Mortgage

Document Number20180307000122350
DateMar 7, 2018
Instrument20180307000122350
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,823 (-)$325,386 (-) Land $60,000 Building $265,386
2025$3,713.00 (+6.97%)$61,823 (+10.27%)$325,386 (+10.27%) Land $60,000 Building $265,386
2024$3,471.00
2023$56,064
2022$295,072 Land $60,000 Building $235,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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