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1231 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1231 Central Ave, Beloit, WI 53511

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,445 sqft · built 1910
Lot Size0.142 acres (6,186 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Aug 2026)
Tax Bill$2,119 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2008 Mortgage
Flood ZoneZone X (minimal risk)
APN206 12530485

Property Details

APN / Parcel Number

Primary APN206 12530485
Alternative APN
  • 12530485

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,445 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area6,186 sqft (0.142 acres)

Location & Zoning

Account Number206 12530485
Street Address1231 CENTRAL AVE
CityBELOIT
StateWI
Zip53511-4733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 5 B 2 EATON PLACE ADD
Legal SubdivisionEATON PLACE ADD
Legal Lot Number5
JurisdictionROCK WI
Township / Civil DivisionBELOIT
Census Block Group1
Census Block1006
Census Tract1900

Owner

Source: Rock County records · APN 206 12530485

Assessment roll updated April 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1231 CENTRAL AVE, BELOIT, WI 53511-4733
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER LLC
Apr 29, 2008Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2026 · Amount on Record
Deed SaleAug 03, 2026 · Amount on Record
Deed Document Number20262315723
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK WI
Recording DateAug 03, 2026
Property Address1231 CENTRAL AVE, BELOIT, WI 53511-4733
Document Number0002315723
Instrument DateJul 29, 2026
Instrument20262315723
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$63,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 CENTRAL AVE, BELOIT, WI 53511-4733

Mortgage

Document Number0002315724,
DateAug 03, 2026
Instrument20262315724
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

April 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address1231 CENTRAL AVE, BELOIT, WI 53511-4733
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001829111
DateApr 29, 2008
Instrument1829111
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
AddressBELOIT, WI 53512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueMay 01, 2013

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWisconsin
MunicipalityBeloit City
CountyRock County
Unified School DistrictBeloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00 (+65.94%)$129,600 (+58.44%) Land $9,400 Building $120,200$142,300 (+53.01%)
2023$1,277.00$81,800 Land $9,400 Building $72,400$93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), as of May 3, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hilbert Communications, T-Mobile USA.

Based on FCC filings for 376 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI1540112, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BELOIT
serves 36,677 people
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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