1226 Central Ave, Beloit, WI 53511 Property Records

Rock County property record for 1226 Central Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1920
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individuals on Record
Last Sale	$176,000 (Sep 2025)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	May 2005 Mortgage Oct 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206 12530215`

Property Details

APN / Parcel Number

Primary APN	`206 12530215`
Alternative APN	`12530215`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,421 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,186 sqft (0.142 acres)

Location & Zoning

Account Number	206 12530215
Street Address	1226 CENTRAL AVE
City	BELOIT
State	WI
Zip	53511-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 26 B 1 EATON PLACE ADD
Legal Subdivision	EATON PLACE ADD
Legal Lot Number	26
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1005
Census Tract	1900

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Oct 20, 2005	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK COMMUNITY CU
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BYRON BANK
Apr 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage THOMPSON KANE & CO LLC
Aug 5, 2019	Special Warranty Deed, Foreclosure
Jun 24, 2019	Sheriff's Deed, Foreclosure
Jul 3, 2007	Warranty Deed, Transfer · Conventional Mortgage USA FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20252292779
Record Updated	Jun 8, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001705616
Date	May 4, 2005
Instrument	1705616

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2020

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727362
Date	Oct 20, 2005
Instrument	1727362

Lender

Name	BLACKHAWK COMMUNITY CU
Type	Credit Union
Address	BELVIDERE, IL 61008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 10, 2025
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Document Number	0002292779
Instrument Date	Sep 8, 2025
Instrument	2292779
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734

Mortgage

Document Number	0002292780
Date	Sep 10, 2025
Instrument	2292780

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 29, 2020
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Document Number	0002152622
Instrument Date	Mar 25, 2020
Instrument	2152622
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002152623
Date	Apr 29, 2020
Instrument	2152623

Lender

Name	THOMPSON KANE & CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 5, 2019
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Document Number	0002133257
Instrument Date	Jul 24, 2019
Instrument	2133257
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	Jun 24, 2019
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Document Number	0002129976
Instrument Date	May 13, 2019
Instrument	2129976
Transaction Type	Foreclosure
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 3, 2007
Property Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Document Number	0001797201
Instrument Date	Jun 28, 2007
Instrument	1797201
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 CENTRAL AVE, BELOIT, WI 53511-4734
Investor	Possibly a Property Investor

Mortgage

Document Number	0001797202
Date	Jul 3, 2007
Instrument	1797202

Lender

Name	USA FUNDING CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 (+30.13%) Homeowner's exemption	$121,700 (-) Land $9,400 Building $112,300	$133,700 (+3.72%)
2024	$1,417.00 (+7.51%) Homeowner's exemption	$121,700 (+31.43%) Land $9,400 Building $112,300	$128,900 (+22.41%)
2023	$1,318.00 Homeowner's exemption	$92,600 Land $9,400 Building $83,200	$105,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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