12307 Lusterleaf Dr, Cypress, TX 77429 Property Records

Harris County property record for 12307 Lusterleaf Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1988
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$230,400 (Sep 2020)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113-950-000-0055`

Property Details

APN / Parcel Number

Primary APN	`113-950-000-0055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,519 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Restrictions
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1139500000055
Street Address	12307 LUSTERLEAF DR
City	CYPRESS
State	TX
Zip	77429-2877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 55 BLK 1 TOWER OAK BEND
Legal Subdivision	TOWER OAK BEND
Legal Block	1
Legal Lot Number	55
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1004
Census Tract	552304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12307 LUSTERLEAF DR, CYPRESS, TX 77429-2877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit STELLAR BANK
Sep 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Mar 6, 1995 · Amount on File
Deed Document Number	2020458087
Prior Transfer Date	Oct 4, 1994
Prior Transfer Doc	0000105396
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12307 LUSTERLEAF DR, CYPRESS, TX 77429-2877
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167379
Date	May 9, 2023
Instrument	2023-167379

Lender

Name	STELLAR BANK
Type	Bank
Address	BEAUMONT, TX 77706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 28, 2020
Property Address	12307 LUSTERLEAF DR, CYPRESS, TX 77429-2877
Document Number	0000458087
Map Reference	VOL 277 PG 27
Instrument Date	Sep 25, 2020
Instrument	2020-458087
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 LUSTERLEAF DR, CYPRESS, TX 77429-2877

Mortgage

Document Number	0000458088
Date	Sep 28, 2020
Instrument	2020-458088

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,766 (+2.47%) Land $73,695 Building $207,071	$280,766 (+2.47%) Land $73,695 Building $207,071
2025	$2,869.00 (+49.35%) Homeowner's exemption	$273,998 (-5.58%) Land $73,695 Building $200,303	$273,998 (-5.58%) Land $73,695 Building $200,303
2024	$1,921.00 (+21.58%)
2023		$290,188 Land $61,413 Building $228,775	$290,188 Land $61,413 Building $228,775
2022	$1,580.00 (-5.11%)
2020	$1,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	8 (2009–2026)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER OAK BEND WSC serves 399 people · EPA ID TX1011981
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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