12326 Lusterleaf Dr, Cypress, TX 77429 Property Records

Harris County property record for 12326 Lusterleaf Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,411 sqft · built 1990
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,067 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-954-000-0019`

Property Details

APN / Parcel Number

Primary APN	`113-954-000-0019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,411 sqft Living Area
1st Floor Area	1,812 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,350 sqft (0.169 acres)
View / Lot	Neighborhood
Garage Area	268 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1139540000019
Street Address	12326 LUSTERLEAF DR
City	CYPRESS
State	TX
Zip	77429-2887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 5 TOWER OAK BEND
Legal Subdivision	TOWER OAK BEND
Legal Block	5
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1005
Census Tract	552304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 21, 2023	Warranty Deed, Transfer
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 22, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	2023228014
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0000212144
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887

Mortgage

Document Number	0000242643
Date	May 9, 2022
Instrument	2022-242643

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2050

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 21, 2023
Property Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887
Document Number	0000228014
Map Reference	VOL 277 PG 27
Instrument Date	Jun 16, 2023
Instrument	2023-228014
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887
Document Number	0000217122
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12326 LUSTERLEAF DR CYPRESS TX 774292887, CYPRESS, TX 77429-2887

Mortgage

Document Number	0000217122
Date	May 22, 2020
Instrument	217122

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 22, 2019
Property Address	12326 LUSTERLEAF DR, CYPRESS, TX 77429-2887
Document Number	0000212144
Instrument Date	May 21, 2019
Instrument	212144
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12326 LUSTERLEAF DR CYPRESS TX 774292887, CYPRESS, TX 77429-2887

Mortgage

Document Number	212145
Date	May 22, 2019
Instrument	212145

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,840 (+3.31%) Land $72,165 Building $288,675	$360,840 (+3.31%) Land $72,165 Building $288,675
2025	$4,067.00 (-11.95%) Homeowner's exemption	$349,279 (-7.18%) Land $72,165 Building $277,114	$349,279 (-7.18%) Land $72,165 Building $277,114
2024	$4,619.00 (+125.54%)
2023		$376,306 (+20.11%) Land $60,138 Building $316,168	$376,306 (+20.11%) Land $60,138 Building $316,168
2022	$2,048.00 (+12.96%) Homeowner's exemption	$313,289 Land $39,974 Building $273,315	$313,289 Land $39,974 Building $273,315
2020	$1,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	8 (2009–2026)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWER OAK BEND WSC serves 399 people · EPA ID TX1011981
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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