12306 Ter Bluff St, Riverview, FL 33579 Property Records

Hillsborough County property record for 12306 Ter Bluff St, Riverview, FL 33579

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,007 sqft · built 2023
Lot Size0.17 acres (7,414 sqft)
OwnerIndividual Name on Record
Last Sale$428,000 (Dec 2023)
Tax Bill$7,605 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN0774363794

Property Details

APN / Parcel Number

Primary APN0774363794
Alternative APN
  • U043120D0O000010000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,007 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,414 sqft (0.17 acres)
Lot Dimensions148 ft deep x 50 ft wide
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774363794
Street Address12306 TERRACE BLUFF ST
CityRIVERVIEW
StateFL
Zip33579-7772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIDGEWOOD SOUTH LOT 2 BLOCK 10
Legal Block10
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2006
Census Tract13915

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12306 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2023 · Amount on Record
Deed SaleDec 7, 2023 · Amount on Record
Deed Document Number2023552449
Record UpdatedJun 8, 2026

December 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 7, 2023
Property Address12306 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772
Document Number0000552449
Map ReferenceMB 144 PG 19-28
Instrument DateDec 5, 2023
Instrument2023552449
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,996.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address12306 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772

Mortgage

Document Number0000552450
DateDec 7, 2023
Instrument2023552450
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,605.00 Homeowner's exemption$276,792$335,789 Land $105,346 Building $230,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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