Hillsborough County property record for 12304 Ter Bluff St, Riverview, FL 33579 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,873 sqft Heated Area |
| Lot Size | 6,590 sqft (0.151 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $452,900 (2023) |
| Tax Bill | $9,433.00 (2025) |
| Primary APN | 077436-3792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,873 sqft Heated Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,590 sqft (0.151 acres) |
| Depth X Width | 145 ft x 45.3 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0774363792 |
|---|---|
| Street Address | 12304 TERRACE BLUFF ST |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-7772 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD SOUTH LOT 1 BLOCK 10 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Minor Civil Division | WIMAUMA-RIVERVIEW |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 13915 |
Source: Hillsborough County records · APN 077436-3792
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12304 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2023 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Deed Doc Number | 2023472306 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12304 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12304 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000526069 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 2024526069 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 12304 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000472306 |
| Map Reference | MB 144 PG 19-28 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023472306 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,170.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 12304 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000472307 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023472307 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,433.00 (+262.25%) Homeowner's exemption | $376,952 (+5,620.06%) Land $94,602 Building $282,350 | $376,952 (+5,620.06%) Land $94,602 Building $282,350 |
| 2023 | $2,604.00 | $6,590 Land $6,590 | $6,590 Land $6,590 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 518 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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