1230 Oregon Rd, Versailles, KY 40383 Property Records

Woodford County property record for 1230 Oregon Rd, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,400 sqft · built 1964
Lot Size30 acres (1,306,887 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Dec 2021)
Tax Bill$5,889 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-0000-011-02

Property Details

APN / Parcel Number

Primary APN23-0000-011-02
Alternative APN
  • 34280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,400 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area1,306,887 sqft (30 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number34280
Street Address1230 OREGON RD
CityVERSAILLES
StateKY
Zip40383-9250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 STORY
Legal TractC
JurisdictionWOODFORD KY
Township / Civil DivisionSOUTH WOODFORD
Census Block Group3
Census Block3009
Census Tract50200

Owner

1230 Oregon Rd is owned and occupied by an individual who bought it in December 2021.

Source: Woodford County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1230 OREGON RD, VERSAILLES, KY 40383-9250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2024Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK OF WEST VIRGINIA
Oct 21, 2022Deed of Trust, Mortgage · Construction Mortgage
PUTNAM COUNTY NATIONAL BANK OF CARMEL
Dec 21, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on File
Deed SaleDec 21, 2021 · Amount on File
Deed Document Number124510
Deed Book / PageD330 / 657
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address1230 OREGON RD, VERSAILLES, KY 40383-9250
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 OREGON RD, VERSAILLES, KY 40383-9250

Mortgage

Document Number00M985/315
DateApr 15, 2024
Book PageM985/315
Instrument247754
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
Address231 S MAIN ST, VERSAILLES, KY 40383
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address1230 OREGON RD, VERSAILLES, KY 40383-9250
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 OREGON RD, VERSAILLES, KY 40383-9250
InvestorPossibly a Property Investor

Mortgage

Document Number000M958/88
DateOct 21, 2022
Book PageM958/88
Instrument160372
Lender
NamePUTNAM COUNTY NATIONAL BANK OF CARMEL
AddressCARMEL, NY 10512
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODFORD KY
Recording DateDec 21, 2021
Property Address1230 OREGON RD, VERSAILLES, KY 40383-9250
Document Number00D330/657
Book / PageD330 / 657
Instrument DateDec 21, 2021
Instrument124510
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount on Record
Tax$650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1230 OREGON RD, VERSAILLES, KY 40383-9250
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Oregon Rd was $5,889.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,889.00$608,400$608,400
2023$5,380.00$508,400$508,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Oregon Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Oregon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSO WOODFORD CO WATER DISTRICT
serves 4,218 people · EPA ID KY1200411
Water SourcePurchased surface water from VERSAILLES WATER SYSTEM
Last State InspectionJul 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
50 / 3
AT&T
Fixed Wireless
25 / 3
All Points Broadband
Fixed Wireless
10 / 1

Nearby Properties on Oregon Rd

Nearby Streets

Search Property Records by Address or Parcel Number