Woodford County property record for 985 Oregon Rd, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | built 1994 |
| Lot Size | 1.63 acres (71,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,500 (May 2022) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-0000-014-03 |
| Primary APN | 23-0000-014-03 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Block |
| Lot Area | 71,002 sqft (1.63 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 34742 |
|---|---|
| Street Address | 985 OREGON RD |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | D-WIDE |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | SOUTH WOODFORD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 50200 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 985 OREGON RD, VERSAILLES, KY 40383-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Deed Document Number | 140124 |
| Deed Book / Page | D334 / 35 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 11, 2022 |
| Property Address | 985 OREGON RD, VERSAILLES, KY 40383-9247 |
| Document Number | 000D334/35 |
| Book / Page | D334 / 35 |
| Map Reference | CAB B SL 337 |
| Instrument Date | May 9, 2022 |
| Instrument | 140124 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2790 MCCOWACHS FARM RD, VERSAILLES, KY 40383 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 985 OREGON RD, VERSAILLES, KY 40383-9247 |
| Document Number | 0000140131 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 140131 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 (-7.72%) | $115,500 (-) | $115,500 (-) |
| 2023 | $1,270.00 | $115,500 | $115,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
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