1230 Odoniel Loop S, Lakeland, FL 33809 Property Records

Polk County property record for 1230 Odoniel Loop S, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,542 sqft · built 1994
Lot Size0.388 acres (16,901 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Apr 2026)
Tax Bill$5,159 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-27-17-161100-001240

Property Details

APN / Parcel Number

Primary APN24-27-17-161100-001240
Alternative APNs
  • 172724161100001240
  • 72724000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,542 sqft Living Area
Gross Area3,438 sqft
1st Floor Area2,059 sqft
Upper Floors Area483 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area16,901 sqft (0.388 acres)
Lot Dimensions149 ft deep x 96 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area896 sqft
Pool TypeEnclosed Pool
PorchFinished/Open Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1230 ODONIEL LOOP S
CityLAKELAND
StateFL
Zip33809-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 124
Legal Range24E
Legal Township27S
Legal Section17
Legal SubdivisionCOUNTRY OAKS OF LAKELAND
Legal Tract161100
Legal Block1
Legal Lot Number124
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1011
Census Tract12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Affidavit, Transfer
Apr 7, 2026Warranty Deed, Transfer · FHA Mortgage
PLAINS COMMERCE BANK
Dec 16, 2022Warranty Deed, Transfer
GOLDEN RULE TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2026 · Amount on Record
Deed SaleApr 7, 2026 · Amount on Record
Prior SaleDec 16, 2022 · Amount on Record
Deed Document Number202680953
Deed Book / Page13946 / 1512
Prior Transfer DateMay 21, 2003
Prior Transfer Doc0000111234
Record UpdatedOct 29, 2026

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionPOLK FL
Recording DateApr 7, 2026
Property Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328
Document Number0000080951
Book / Page13946 / 1510
Instrument DateApr 1, 2026
Instrument202680951
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 7, 2026
Property Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328
Document Number0000080953
Book / Page13946 / 1512
Instrument DateMar 31, 2026
Instrument202680953
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328

Mortgage

Document Number0000080954,
DateApr 7, 2026
Instrument202680954
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 16, 2022
Property Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328
Document Number0000325204
Book / Page12520 / 2298
Map ReferenceMB 77 PG 2&3
Instrument DateDec 14, 2022
Instrument2022325204
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18560 ALPHONSE CIR, PORT CHARLOTTE, FL 33948-8951

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1230 ODONIEL LOOP S, LAKELAND, FL 33809-2328

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$417,266 (+4.57%) Land $50,000 Building $367,266$417,266 (+4.57%) Land $50,000 Building $367,266
2025$5,159.00 (-12.85%)$399,044 (-3.01%) Land $50,000 Building $349,044$399,044 (-3.01%) Land $50,000 Building $349,044
2024$5,920.00 (-0.2%)
2023$5,932.00 (+141.14%)$411,409 (+118.99%) Land $48,000 Building $363,409$411,409 (+4.09%) Land $48,000 Building $363,409
2022$2,460.00 Homeowner's exemption$187,867$395,252 Land $40,000 Building $355,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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