1227 Odoniel Loop S, Lakeland, FL 33809 Property Records

Polk County property record for 1227 Odoniel Loop S, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,805 sqft · built 1990
Lot Size	1.36 acres (59,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Feb 2020)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-27-17-161100-000420`

Property Details

APN / Parcel Number

Primary APN	`24-27-17-161100-000420`
Alternative APNs	`172724161100000420` `72724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,805 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	59,560 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	560 sqft
Porch	Finished/Open Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1227 ODONIEL LOOP S
City	LAKELAND
State	FL
Zip	33809-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 42
Legal Range	24E
Legal Township	27S
Legal Section	17
Legal Subdivision	COUNTRY OAKS OF LAKELAND
Legal Tract	161100
Legal Block	1
Legal Lot Number	42
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1227 ODONIEL LOOP S, LAKELAND, FL 33809-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	May 7, 2013 · Amount on Record
Deed Document Number	202037004
Deed Book / Page	11144 / 764
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 18, 2020
Property Address	1227 ODONIEL LOOP S, LAKELAND, FL 33809-4664
Document Number	0111440764
Book / Page	011144 / 000764
Instrument Date	Feb 12, 2020
Instrument	37004
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1227 ODONIEL LOOP S LAKELAND FL 338094664, LAKELAND, FL 33809-4664

Mortgage

Document Number	111440766
Date	Feb 18, 2020
Book Page	011144/000766
Instrument	37005

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,221 (+5.9%) Land $50,000 Building $241,221	$291,221 (+5.9%) Land $50,000 Building $241,221
2025	$3,555.00 (-15.42%)	$274,996 (-2.89%) Land $50,000 Building $224,996	$274,996 (-2.89%) Land $50,000 Building $224,996
2023	$4,203.00 (+4.94%)	$283,181 (+0.31%) Land $48,000 Building $235,181	$283,181 (+0.31%) Land $48,000 Building $235,181
2022	$4,005.00	$282,311 Land $40,000 Building $242,311	$282,311 Land $40,000 Building $242,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	132.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20