Calvert County property record for 1230 Harmony Ln, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,531 sqft · built 1994 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Sep 2000) |
| Tax Bill | $5,942 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-151204 |
| Primary APN | 03-151204 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,531 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Built-in |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 608 sqft |
| Porch | Slab |
| Porch Area | 457 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 151204 |
|---|---|
| Street Address | 1230 HARMONY LN |
| City | OWINGS |
| State | MD |
| Zip | 20736-9768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1R PLAT 1 NATCHEZ |
| Legal Subdivision | NATCHEZ |
| Legal Lot Number | 1R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 860200 |
1230 Harmony Ln is owned and occupied by two individuals who bought it in September 2000.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1230 HARMONY LN, OWINGS, MD 20736-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2000 · Amount on File |
| Deed Sale | Sep 13, 2000 · Amount on File |
| Deed Document Number | 200010675 |
| Deed Book / Page | 1302 / 620 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1230 Harmony Ln was $5,942 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,733 | $562,000 Land $185,300 Building $376,700 | |
| 2025 | $5,942.00 | ||
| 2023 | $4,989.00 Homeowner's exemption | $480,233 | $530,100 Land $185,300 Building $344,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1230 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1230 Harmony Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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