1201 Harmony Ln, Owings, MD 20736 Property Records

Calvert County property record for 1201 Harmony Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,590 sqft · built 1977
Lot Size	3.23 acres (140,699 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jan 2021)
Tax Bill	$4,998 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-063054`

Property Details

APN / Parcel Number

Primary APN	`03-063054`
Alternative APNs	`3063054` `063054`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,590 sqft Total Area
1st Floor Area	1,358 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	532 sqft
Porch	Open Porch
Porch Area	340 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	063054
Old Parcel Number	3063054
Street Address	1201 HARMONY LN
City	OWINGS
State	MD
Zip	20736-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 MT HARMONY ESTS
Legal Subdivision	MT HARMONY ESTATES
Legal Lot Number	3 1201
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860200

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 HARMONY LN, OWINGS, MD 20736-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	0000582194
Deed Book / Page	5821 / 94
Record Updated	Jun 7, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 11, 2021
Property Address	1201 HARMONY LN, OWINGS, MD 20736-9771
Document Number	0058210094
Book / Page	5821 / 94
Map Reference	LB JLB 2 FO 227
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1201 HARMONY LN, OWINGS, MD 20736-9771

Mortgage

Document Number	5821102
Date	Jan 11, 2021
Instrument	5821/102

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,998.00	$481,133	$537,800 Land $190,400 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20