Kenton County property record for 1230 Fisk St, Covington, KY 41011
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,754 sqft · built 1905 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,500 (Dec 2022) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-22-010.00 |
| Primary APN | 054-22-22-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Finished Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1230 FISK ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3244 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | RIDDLES LOT 24 |
| Legal Subdivision | RIDDLES |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60700 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Jul 31, 2024 | Quit Claim Deed, Transfer · Commercial Mortgage MINO LENDING SOLUTIONS LLC |
| Jul 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 202222 |
| Deed Book / Page | 205 / 544 |
| Last Transfer Date | Jul 25, 2024 |
| Transfer Doc | 0005900016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1230 FISK ST, COVINGTON, KY 41011-3244 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900030 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | KCM 523/358 |
| Instrument | 24013105900030 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 26, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2024 |
| Property Address | 1230 FISK ST, COVINGTON, KY 41011-3244 |
| Document Number | 0005900016 |
| Book / Page | KC 297 / 643 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 24073105900016 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SERVIC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1512 RESOURCE DR, BURLINGTON, KY 41005-9379 |
| Name | Verified Name |
|---|---|
| Address | 1512 RESOURCE DR STE B, B, BURLINGTON, KY 41005-9379 |
| Document Number | 0005900017 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 24073105900017 |
| Name | MINO LENDING SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 27, 2022 |
| Property Address | 1230 FISK ST, COVINGTON, KY 41011-3244 |
| Document Number | 0005900038 |
| Book / Page | 179 / 226 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 22072705900038 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5941 COUNTRY VIEW DR, LIBERTY TWP, OH 45011-2364 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900039 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 22072705900039 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (-) Land $10,000 Building $340,000 | $350,000 (-) Land $10,000 Building $340,000 | |
| 2025 | $4,637.00 (+190.18%) | $350,000 (+191.67%) Land $5,000 Building $345,000 | $350,000 (+191.67%) Land $5,000 Building $345,000 |
| 2023 | $1,598.00 | $120,000 Land $5,000 Building $115,000 | $120,000 Land $5,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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