1225 Fisk St, Covington, KY 41011 Property Records

Kenton County property record for 1225 Fisk St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,536 sqft · built 1900
Lot Size0.039 acres (1,700 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Apr 2025)
Tax Bill$3,445 (2025)
Deeds & MortgagesDec 2023 Sale
Dec 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN054-22-20-005.00

Property Details

APN / Parcel Number

Primary APN054-22-20-005.00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Finished Area
Gross Area1,584 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialMetal
Lot Area1,700 sqft (0.039 acres)
Lot Dimensions68 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1225 FISK ST
CityCOVINGTON
StateKY
Zip41011-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDDLES LOT 29 25'X 68'
Legal SubdivisionRIDDLES
Legal Lot Number29
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1038
Census Tract60700

Owner

1225 Fisk St is owned and occupied by an individual who bought it in April 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1225 FISK ST, COVINGTON, KY 41011-2253
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Dec 20, 2023Warranty Deed, Construction Loan · Construction Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2025 · Amount on File
Deed SaleApr 16, 2025 · Amount on File
Prior SaleDec 20, 2023 · Amount on File
Deed Document Number202530
Deed Book / Page338 / 313
Prior Transfer DateOct 18, 2010
Prior Transfer Doc0005900213
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 20, 2023
Property Address1225 FISK ST, COVINGTON, KY 41011-2253
Document Number0005900081
Book / PageKC 262 / 301
Map ReferenceMB C4479 PG 346
Instrument DateDec 18, 2023
Instrument23122005900081
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1312 HOLMAN AVE, COVINGTON, KY 41011-2977

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

December 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 20, 2023
Property Address1225 FISK ST, COVINGTON, KY 41011-2253
Document Number0005900140
Book / PageKC 262 / 323
Map ReferencePL 243
Instrument DateDec 18, 2023
Instrument23122005900140
Transaction TypeConstruction Loan
Record UpdatedJan 12, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Mortgage

Document Number0005900141
DateDec 20, 2023
Instrument23122005900141
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 18, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Fisk St was $3,445.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,000 (-1.92%) Land $10,000 Building $245,000$255,000 (-1.92%) Land $10,000 Building $245,000
2025$3,445.00$260,000 Land $5,000 Building $255,000$260,000 Land $5,000 Building $255,000
2023$772.00$58,000 Land $5,000 Building $53,000$58,000 Land $5,000 Building $53,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1225 Fisk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Fisk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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