1230 Fairmount Ave, Council Bluffs, IA 51503 Property Records

Pottawattamie County property record for 1230 Fairmount Ave, Council Bluffs, IA 51503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 826 sqft · built 1910
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2026)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7544 36 476 011`

Property Details

APN / Parcel Number

Primary APN	`7544 36 476 011`
Alternative APN	`000 035 885 025278 000 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	826 sqft Base Area
1st Floor Area	826 sqft
Basement Area	90 sqft
Unfinished Basement	753 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	936 sqft
Porch	Porch
Porch Area	231 sqft

Location & Zoning

Street Address	1230 FAIRMOUNT AVE
City	COUNCIL BLUFFS
State	IA
Zip	51503-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VERMONT ADD LT 4
Legal Range	44W
Legal Township	75N
Legal Section	36
Legal Subdivision	VERMONT ADDITION
Legal Lot Number	4
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2001
Census Tract	31000

Owner

1230 Fairmount Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1230 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Apr 19, 2016 · Amount on File
Deed Document Number	20266687
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	1230 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701

Mortgage

Document Number	0000011416
Date	Nov 1, 2024
Instrument	2024-11416

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 12, 2026
Property Address	1230 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Document Number	0000006687
Instrument Date	May 27, 2026
Instrument	20266687
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	RTS TITLE AND ESCROW, RTS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,743.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701

Mortgage

Document Number	0000006688,
Date	Jun 12, 2026
Instrument	20266688

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Fairmount Ave was $3,370.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,700 (-) Land $24,600 Building $171,100	$195,700 (-) Land $24,600 Building $171,100
2025	$3,370.00	$195,700 Land $24,600 Building $171,100	$195,700 Land $24,600 Building $171,100
2023		$177,500 Land $21,400 Building $156,100	$177,500 Land $21,400 Building $156,100
2021	$5,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Fairmount Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Nextlink, Western Iowa Wireless.

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