1220 Fairmount Ave, Council Bluffs, IA 51503 Property Records

Pottawattamie County property record for 1220 Fairmount Ave, Council Bluffs, IA 51503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 860 sqft · built 1920
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$285,000 (May 2026)
Tax Bill	$3,366 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7544 36 476 008`

Property Details

APN / Parcel Number

Primary APN	`7544 36 476 008`
Alternative APN	`000 035 885 025275 000 000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	860 sqft Base Area
1st Floor Area	860 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	220 ft deep x 97 ft wide
Garage Area	462 sqft
Porch	Porch
Porch Area	216 sqft

Location & Zoning

Street Address	1220 FAIRMOUNT AVE
City	COUNCIL BLUFFS
State	IA
Zip	51503-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VERMONT ADD LT 1 & LT A EXC 18.3' STRIP IN NE COR AUD SUB SE SE 36-75-44 PT LT 16 TRACT 47.4' X100'~REAR LT A & TRACT 50' X100' REAR LT 1
Legal Range	440
Legal Township	750
Legal Section	36
Legal Subdivision	AUD SUB
Legal Tract	47
Legal Lot Number	1,A
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2001
Census Tract	31000

Owner

1220 Fairmount Ave is owned by a company that bought it in May 2026.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Owner Type	Company
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Feb 22, 2024	Warranty Deed, Transfer
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Feb 22, 2024 · Amount on File
Deed Document Number	20265647
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3264
Date	Mar 4, 2021
Book Page	2021/3264

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	May 20, 2026
Property Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Document Number	0000005647
Instrument Date	May 4, 2026
Instrument	20265647
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,975.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701

Mortgage

Document Number	0000005648,
Date	May 20, 2026
Instrument	20265648

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Feb 22, 2024
Property Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Document Number	0000001702
Instrument Date	Feb 7, 2024
Instrument	2024-01702
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	1220 FAIRMOUNT AVE, COUNCIL BLUFFS, IA 51503-6701
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021
Date	Mar 4, 2021
Book Page	2021/3264

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Fairmount Ave was $3,366.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,000 (-) Land $45,400 Building $190,600	$236,000 (-) Land $45,400 Building $190,600
2025	$3,366.00	$236,000 Land $45,400 Building $190,600	$236,000 Land $45,400 Building $190,600
2023		$191,100 Land $39,500 Building $151,600	$191,100 Land $39,500 Building $151,600
2021	$5,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Fairmount Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Nextlink, Western Iowa Wireless.

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