Pontotoc County property record for 1230 Elm, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 2007 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Aug 2013) |
| Tax Bill | $1,720 (2023) |
| Deeds & Mortgages | Apr 2017 Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-03-004-006-0-028-00 |
| Primary APN | 0000-03-004-006-0-028-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| 1st Floor Area | 1,863 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Putting Green | Putting Green |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6076 |
|---|---|
| Street Address | 1230 ELM |
| City | ADA |
| State | OK |
| Zip | 74820-1194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 1 BEGINNING POINT 610'E & 1003'S FROM NW/C OF LOT 1; E455.60; S19*44'37W10.62; S9*33'52E233.64; W490.83; N240.13 |
| Legal Range | 06E |
| Legal Township | 04N |
| Legal Section | 03 |
| Legal Subdivision | UNPLATTED |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | NORTHEAST PONTOTOC |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 88600 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2604, ADA, OK 74821-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2017 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LENDING |
| Feb 22, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2013 · Amount on Record |
| Deed Sale | Aug 1, 2013 · Amount on Record |
| Prior Sale | Sep 21, 1998 · Amount on Record |
| Deed Document Number | 20134714 |
| Deed Book / Page | 2770 / 111 |
| Last Transfer Date | Jan 5, 2023 |
| Transfer Doc | 0003681/26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | ADA, OK 74820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | NATIONS TITLE/OKC, NATIONS TITLE OF OKC |
| Name | Verified Name |
|---|
| Document Number | 003110/155 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 3110/155 |
| Instrument | 2017-001859 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Address | ALISO VIEJO, CA 92656 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Feb 22, 2023 |
| Property Address | ADA, OK 74820 |
| Document Number | 0003681/26 |
| Book / Page | 3681 / 26 |
| Instrument Date | Jan 5, 2023 |
| Instrument | I-2023-000836 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1230 ELM, ADA, OK 74820-1194 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Byng Town |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,424 (+3.01%) Land $1,636 Building $23,788 | $211,863 (-10.33%) Land $13,634 Building $198,229 | |
| 2025 | Homeowner's exemption | $24,682 (+7.06%) Land $1,588 Building $23,094 | $236,278 (+22.99%) Land $15,000 Building $221,278 |
| 2023 | $1,720.00 Homeowner's exemption | $23,054 Land $1,500 Building $21,554 | $192,115 Land $12,500 Building $179,615 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| BLS Broadband Fixed Wireless | 500 / 500 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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