Pontotoc County property record for 1220 Elm, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2015 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,500 (Sep 1998) |
| Tax Bill | $1,720 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage May 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-03-004-006-0-027-00 |
| Primary APN | 0000-03-004-006-0-027-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,376 sqft |
| Deck Area | 240 sqft |
| Patio Area | 1,376 sqft |
| Utility Building | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6075 |
|---|---|
| Street Address | 1220 ELM |
| City | ADA |
| State | OK |
| Zip | 74820-1194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR. 8 PT. LOT 1 BEG 610'E & 793.71'S OF NW/C OF LOT 1- E 530.92' TO PT. ON E BANK OF FACTORY CRK. -SW ALONG E BANK OF CREEK 2 |
| Legal Range | 06E |
| Legal Township | 04N |
| Legal Section | 03 |
| Legal Tract | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | NORTHEAST PONTOTOC |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 88600 |
1220 Elm is owned and occupied by two individuals who acquired it in April 2018.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 ELM, ADA, OK 74820-1194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU |
| May 25, 2018 | Intrafamily Transfer, Transfer |
| May 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 1998 · Amount on File |
| Deed Sale | Sep 21, 1998 · Amount on File |
| Prior Sale | Jul 31, 1995 · Amount on File |
| Deed Book / Page | 1521 / 584 |
| Last Transfer Date | Apr 2, 2018 |
| Transfer Doc | 003218/235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1220 ELM, ADA, OK 74820-1194 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003638/13 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 3638/13 |
| Instrument | I-2022-004762 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 25, 2018 |
| Property Address | 1220 ELM, ADA, OK 74820-1194 |
| Document Number | 003218/239 |
| Book / Page | 3218 / 239 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2018-002852 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1220 ELM, ADA, OK 74820-1194 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 25, 2018 |
| Property Address | 1220 ELM, ADA, OK 74820-1194 |
| Document Number | 003218/237 |
| Book / Page | 3218 / 237 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 2018-002851 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1220 ELM, ADA, OK 74820-1194 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 25, 2018 |
| Property Address | 1220 ELM, ADA, OK 74820-1194 |
| Document Number | 003218/235 |
| Book / Page | 3218 / 235 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 2018-002850 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1200 ELM, ADA, OK 74820-1194 |
The 2025 property tax bill for 1220 Elm was $1,720 with a homeowner's exemption, up 0.2% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Byng Town |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,665 (+3%) Land $1,659 Building $19,006 | $172,207 (-21.97%) Land $13,826 Building $158,381 | |
| 2025 | $1,720.00 (+0.17%) Homeowner's exemption | $20,064 (+3.01%) Land $1,611 Building $18,453 | $220,685 (-4.86%) Land $15,000 Building $205,685 |
| 2024 | $1,717.00 (+35.73%) Homeowner's exemption | $19,478 (+13.1%) Land $1,564 Building $17,914 | $231,958 (+61.62%) Land $15,000 Building $216,958 |
| 2023 | $1,265.00 Homeowner's exemption | $17,222 Land $1,500 Building $15,722 | $143,518 Land $12,500 Building $131,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1220 Elm in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1220 Elm is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| BLS Broadband Fixed Wireless | 500 / 500 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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