1230 E Charles St, Arcadia, FL 34266 Property Records

DeSoto County property record for 1230 E Charles St, Arcadia, FL 34266 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,300 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$210,900 (2021)
Tax Bill	$3,379.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-37-25-0016-7050-001C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Heated Area
Gross Area	1,540 sqft Gross Area
Stories	1 Stories
Primary Flooring	Parquet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Driveway	1 Driveway
Driveway Area	895 sqft Driveway
Patio Area	192 sqft Patio
Porch	Open Porch
Porch Area	38 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1230 E CHARLES ST
City	ARCADIA
State	FL
Zip	34266-8720
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	A W GILCHRIST EAST END ADD N 100 FT OF LOT 1 & N 100 FT OF E1/2 OF LOT 2 BLK 5 TIER 7 INST:202014005971 INST:202114008387
Legal Subdivision	A W GILCHRIST EAST END ADD
Legal Block	5
Legal Lot Number	1,N
Jurisdiction	DE SOTO FL
Minor Civil Division	ARCADIA EAST
Census Blockgroup	2
Census Block	2027
Census Tract	10200

Owner

Source: DeSoto County records · APN 31-37-25-0016-7050-001C

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1230 E CHARLES ST, ARCADIA, FL 34266-8720
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2021 · Amount on Record
Deed Sale	Nov 04, 2021 · Amount on Record
Deed Doc Number	202114008387
Deed Book / Page	2021 / 8387
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Nov 04, 2021
Property Address	1230 E CHARLES ST, ARCADIA, FL 34266-8720
Document Number	0014008387
Map Reference	MB C-5 PG 48
Instrument Date	Nov 04, 2021
Instrument	202114008387
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	LP TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 33872, SEBRING, FL 33872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 E CHARLES ST, ARCADIA, FL 34266-8720

Mortgage

Document Number	0014008388
Date	Nov 04, 2021
Instrument	202114008388

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,143 (+5.99%)	$210,912 (+6.98%) Land $14,000 Building $196,912
2024	$3,379.00 (+2.42%)
2023	$3,299.00 (+3%) Homeowner's exemption	$192,612 (+3%)	$197,151 (+5.43%) Land $14,000 Building $183,151
2022	$3,203.00 Homeowner's exemption	$187,002 Land $14,000 Building $173,002	$187,002 Land $14,000 Building $173,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (12027C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.