1204 E Charles St, Arcadia, FL 34266 Property Records

DeSoto County property record for 1204 E Charles St, Arcadia, FL 34266 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1954
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Dec 2021)
Tax Bill	$4,873 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-37-25-0016-7050-001A`

Property Details

APN / Parcel Number

Primary APN	`31-37-25-0016-7050-001A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,100 sqft Heated Area
Gross Area	3,733 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Driveway	Driveway
Driveway Area	980 sqft
Porch	Porch
Porch Area	56 sqft
Patio Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1204 E CHARLES ST
City	ARCADIA
State	FL
Zip	34266-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A W GILCHRIST EAST END ADD LOTS 4 5 & 6 BLK 5 TIER 7 INST:202014005969 INST:202114000408 INST:202114009432
Legal Subdivision	A W GILCHRIST EAST END ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	2
Census Block	2027
Census Tract	10200

Owner

Source: DeSoto County records · APN 31-37-25-0016-7050-001A

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1204 E CHARLES ST, ARCADIA, FL 34266-8720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jan 19, 2007 · Amount on Record
Deed Document Number	202114009432
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Dec 14, 2021
Property Address	1204 E CHARLES ST, ARCADIA, FL 34266-8720
Document Number	0014009432
Map Reference	MB C-5 PG 48
Instrument Date	Dec 07, 2021
Instrument	202114009432
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2416 129TH AVE E, PARRISH, FL 34219-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1204 E CHARLES ST, ARCADIA, FL 34266-8720

Mortgage

Document Number	0014009433
Date	Dec 14, 2021
Instrument	202114009433

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,149 (+5.99%)	$284,328 (+6.48%) Land $20,000 Building $264,328
2024	$4,873.00 (+2.18%)
2023	$4,769.00 (+2.76%) Homeowner's exemption	$261,493 (+3%)	$267,031 (+5.18%) Land $20,000 Building $247,031
2022	$4,641.00 Homeowner's exemption	$253,877 Land $20,000 Building $233,877	$253,877 Land $20,000 Building $233,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (12027C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120270102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.