1230 Cummings Rd, Ridge Spring, SC 29129 Property Records

Aiken County property record for 1230 Cummings Rd, Ridge Spring, SC 29129

Property Summary

Property Type	Single Family Home
Details	1 ba · 776 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$108,900 (Oct 2022)
Tax Bill	$529 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-00-06-001`

Property Details

APN / Parcel Number

Primary APN	`114-00-06-001`
Alternative APNs	`001450010170000` `R2025086850` `00145001017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	776 sqft Living Area
Gross Area	832 sqft
1st Floor Area	776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025086850
Street Address	1230 CUMMINGS RD
City	RIDGE SPRING
State	SC
Zip	29129-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 MI.E.HWY 208 1 2/3 MI.S.OF 720
Legal Subdivision	RIDGE SPRING SECTION
Legal Lot Number	017
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN NORTHEAST
Census Block Group	4
Census Block	4016
Census Tract	20200

Owner

1230 Cummings Rd is owned and occupied by an individual who bought it in October 2022.

Source: Aiken County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	1230 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 13, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	202228315
Deed Book / Page	5052 / 1595
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	4615/1743
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Oct 12, 2022
Property Address	1230 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Document Number	05052/1595
Book / Page	5052 / 1595
Map Reference	MB 51 PG 127
Instrument Date	Oct 9, 2022
Instrument	2022028315
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 CUMMINGS RD, RIDGE SPRING, SC 29129-9650

Mortgage

Document Number	2022028316
Date	Oct 12, 2022
Instrument	2022028316

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Apr 13, 2022
Property Address	1230 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Document Number	05013/0722
Book / Page	5013 / 722
Map Reference	MB 51 PG 127
Instrument Date	Apr 12, 2022
Instrument	2022010765
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 SHILOH CHURCH RD, AIKEN, SC 29801-8038

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Cummings Rd was $529.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00	$4,340	$108,380 Land $9,500 Building $98,880
2023	$520.00	$4,320 Land $380 Building $3,940	$107,880 Land $9,500 Building $98,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1230 Cummings Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Cummings Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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