1218 Cummings Rd, Ridge Spring, SC 29129 Property Records

Aiken County property record for 1218 Cummings Rd, Ridge Spring, SC 29129

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,792 sqft · built 1976
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Tax Bill	$456 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`114-00-06-002`

Property Details

APN / Parcel Number

Primary APN	`114-00-06-002`
Alternative APNs	`00-145-0-01-007` `001450010070000` `R2025075176`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025075176
Street Address	1218 CUMMINGS RD
City	RIDGE SPRING
State	SC
Zip	29129-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST OF HWY 208
Legal Subdivision	SOUTHWEST CUMMINGS ROAD
Legal Block	1
Legal Lot Number	007
Jurisdiction	AIKEN SC
Township / Civil Division	AIKEN NORTHEAST
Census Block Group	4
Census Block	4016
Census Tract	20200

Owner

Source: Aiken County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Nov 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2018
Transfer Doc	4748/0275
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	1218 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CUMMINGS RD, RIDGE SPRING, SC 29129-9650

Mortgage

Document Number	05049/1888
Date	Sep 27, 2022
Book Page	5049/1888
Instrument	2022026953

Lender

Name	F & M BANK
Type	Bank
Address	AUGUSTA, GA 30907

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 20, 2029

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AIKEN SC
Recording Date	Nov 1, 2018
Property Address	1218 CUMMINGS RD, RIDGE SPRING, SC 29129-9650
Document Number	4748/0275
Book / Page	004748 / 000275
Instrument Date	Oct 31, 2018
Instrument	26350
Transaction Type	Transfer
Record Updated	Nov 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CUMMINGS RD RIDGE SPRING SC 291299650, RIDGE SPRING, SC 29129-9650

Tax Assessment & Valuation

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 (+2.01%)	$3,610 (+2.7%)	$105,320 (+2.72%) Land $21,000 Building $84,320
2023	$447.00 (+2.29%)	$3,515 (-16.71%) Land $720 Building $2,795	$102,530 (-2.65%) Land $21,000 Building $81,530
2022	$437.00	$4,220	$105,319 Land $21,000 Building $84,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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