1230 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1230 5th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,236 sqft · built 1988
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,385,000 (Jun 2026)
Tax Bill	$10,165 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00050040-000000`

Property Details

APN / Parcel Number

Primary APN	`00050040-000000`
Alternative APNs	`01010100050040000000` `1050652`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	480 sqft

Exterior Amenities

Pool Area	234 sqft
Porch	Unfinished Open Porch
Porch Area	308 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1050652
Street Address	1230 5TH ST
City	KEY WEST
State	FL
Zip	33040-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	KW KW REALTY COS FIRST SUB PB1-43 LT 7 SQR 40 TR 21 Z-83 H3-421 OR334-73 OR365-97/98 OR598-781 OR689-312 OR828-2006 OR867-5 OR1091-652 OR1091-652C OR1217-2385 OR1413-1142/43 OR1567-118/120 OR2100-83 OR2295-2172 OR2527-389/90100 OR2565-2031/36 OR2870-
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KEY WEST REALTY COS FIRST SUB
Legal Tract	21
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4002
Census Tract	972200

Owner

Source: Monroe County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1230 5TH ST, KEY WEST, FL 33040-3863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 25, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20262547154
Deed Book / Page	3385 / 2171
Prior Transfer Date	Jan 23, 2025
Prior Transfer Doc	0033092013
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 11, 2026
Property Address	1230 5TH ST, KEY WEST, FL 33040-3863
Document Number	0002547154
Book / Page	3385 / 2171
Instrument Date	Jun 10, 2026
Instrument	20262547154
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$979,195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 5TH ST, KEY WEST, FL 33040-3863

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 14, 2021
Property Address	1230 5TH ST, KEY WEST, FL 33040-3863
Document Number	0030971595
Book / Page	3097 / 1595
Map Reference	MB 1 PG 43
Instrument Date	May 14, 2021
Instrument	2319865
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 MONOHANSETT RD, 16, NANTUCKET, MA 02554-2855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 5TH ST, KEY WEST, FL 33040-3863

Mortgage

Document Number	30971597
Date	May 14, 2021
Instrument	3097/1597

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 25, 2017
Property Address	1230 5TH ST, KEY WEST, FL 33040-3863
Document Number	0028701500
Book / Page	002870 / 001500
Instrument Date	Aug 23, 2017
Instrument	2136368
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MONOHANSETT RD NANTUCKET MA 025542855, NANTUCKET, MA 02554-2855

Mortgage

Document Number	28701506
Date	Aug 25, 2017
Book Page	002870/001506
Instrument	2136370

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,165.00 (-7.21%)	$1,208,776 (+5.53%) Land $485,000 Building $723,776	$1,208,776 (+5.53%) Land $485,000 Building $723,776
2024	$10,955.00 (+9.07%)
2023	$10,044.00 (+6.57%)	$1,145,402 (+5.28%) Land $455,000 Building $690,402	$1,145,402 (+5.28%) Land $455,000 Building $690,402
2022	$9,425.00	$1,087,992 Land $390,000 Building $697,992	$1,087,992 Land $390,000 Building $697,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 units insured incl. 3 condo units
Nearby Flood Claims	333 (1980–2025)
Claims Outside the SFHA	1 of 333
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 45 claims Hurricane Wilma, Oct 2005 · 199 claims Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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