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1225 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1225 5th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,412 sqft · built 1963
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Oct 2024)
Tax Bill$478 (2024)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00050300-000000

Property Details

APN / Parcel Number

Primary APN00050300-000000
Alternative APNs
  • 01010100050300000000
  • 1050903

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,412 sqft Living Area
Gross Area1,652 sqft
1st Floor Area1,412 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Deck Area686 sqft
Patio Area1,028 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1050903
Street Address1225 5TH ST
CityKEY WEST
StateFL
Zip33040-3864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW KW REALTY COS FIRST SUB PB1-43 LT 20 SQR 41 TR 21 G71-387 OR1386-2288 OR2517-1011 OR2534-298 OR2567-2248 OR2748-1490 OR3001-0745 OR3298-1396
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4003
Census Tract972200

Owner

1225 5th St is owned by a company that acquired it in February 2025.

Source: Monroe County records, as of December 8, 2025

Owner of RecordCompany Name on File
Mailing Address616 LANA DR, CAMERON, MO 64429-1391
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2024 · Amount on File
Deed SaleOct 31, 2024 · Amount on File
Prior SaleDec 30, 2019 · Amount on File
Deed Document Number20242479404
Deed Book / Page3298 / 1396
Last Transfer DateFeb 3, 2025
Transfer Doc0033101478
Record UpdatedSep 20, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 30, 2019
Property Address1225 5TH ST, KEY WEST, FL 33040-3864
Document Number0030010745
Book / Page003001 / 000745
Instrument DateDec 27, 2019
Instrument2249914
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,682.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1225 5TH ST KEY WEST FL 330403864, KEY WEST, FL 33040-3864

Mortgage

Document Number30010748
DateDec 30, 2019
Book Page003001/000748
Instrument2249915
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$706,789 Land $412,250 Building $294,539$706,789 Land $412,250 Building $294,539
2024$478.00 (+2.58%)
2023$466.00 (+4.48%) Homeowner's exemption$458,255 (+3%)$590,090 (+10.59%) Land $386,750 Building $203,340
2022$446.00 Homeowner's exemption$444,908$533,586 Land $331,500 Building $202,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 units insured
incl. 3 condo units
Nearby Flood Claims333 (1980–2025)
Claims Outside the SFHA1 of 333
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 45 claims
  • Hurricane Wilma, Oct 2005 · 199 claims
  • Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1225 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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