Santa Cruz County property record for 123 Zanzibar Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,516 sqft · built 2002 |
| Lot Size | 0.715 acres (31,145 sqft) |
| Owner | Trust Name on File |
| Last Sale | $260,000 (Apr 2000) |
| Tax Bill | $17,092 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-172-29 |
| Primary APN | 053-172-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 4,516 sqft Living Area |
| Gross Area | 5,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 31,145 sqft (0.715 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 123 ZANZIBAR DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS TR #1304 |
| Legal Lot Number | 89 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 122202 |
123 Zanzibar Dr is owner-occupied and held in a trust since July 2009.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 123 ZANZIBAR DR, APTOS, CA 95003-5540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2000 · Amount on File |
| Deed Sale | Apr 11, 2000 · Amount on File |
| Deed Document Number | 200016960 |
| Last Transfer Date | Jul 21, 2009 |
| Transfer Doc | 0000036520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 123 ZANZIBAR DR, APTOS, CA 95003-5540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 123 ZANZIBAR DR, APTOS, CA 95003-5540 |
| Document Number | 0000006023 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023-0006023 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | AUBURN HILLS, MI 48326 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 123 ZANZIBAR DR, APTOS, CA 95003-5540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TSI TITLE COMPANY OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000003268 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017-0003268 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 123 Zanzibar Dr was $17,092 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404,057 (+2%) Land $422,384 Building $981,673 | ||
| 2025 | $17,092.00 Homeowner's exemption | $1,376,526 Land $414,102 Building $962,424 | |
| 2023 | $15,577.00 (+2.07%) Homeowner's exemption | $1,323,074 Land $398,022 Building $925,052 | $2,801,970 |
| 2022 | $15,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Zanzibar Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Zanzibar Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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