Santa Cruz County property record for 122 Zanzibar Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,399 sqft · built 2005 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,850,000 (Dec 2025) |
| Tax Bill | $22,076 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-172-19 |
| Primary APN | 053-172-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Building Area | 4,399 sqft Living Area |
| Gross Area | 5,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 11,892 sqft (0.273 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 915 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 820 sqft |
| Patio Area | 820 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 ZANZIBAR DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | SEASCAPE UPLANDS TR# 1304 LOT 000103 MAP 000093 00022 |
| Legal Subdivision | SEASCAPE UPLANDS TR #1304 |
| Legal Lot Number | 103 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 148 SEASCAPE RIDGE DR, APTOS, CA 95003-5892 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 31, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 17, 2025 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Oct 31, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Nov 12, 1999 · Amount on Record |
| Deed Document Number | 202527959 |
| Prior Transfer Date | May 13, 2024 |
| Prior Transfer Doc | 0000009477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 31, 2026 |
| Property Address | 122 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000019620 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202619620 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 148 SEASCAPE RIDGE DR, APTOS, CA 95003-5892 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 17, 2025 |
| Property Address | 122 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Document Number | 0000027959 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025-0027959 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 13445 HARPER DR, SARATOGA, CA 95070-5108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 122 ZANZIBAR DR, APTOS, CA 95003-5541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000032876 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018-0032876 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,850,000 (+56.82%) Land $1,710,000 Building $1,140,000 | ||
| 2025 | $22,076.00 (+9.49%) Homeowner's exemption | $1,817,394 (+4.04%) Land $635,296 Building $1,182,098 | |
| 2023 | $20,163.00 (+7.08%) Homeowner's exemption | $1,746,823 Land $610,627 Building $1,136,196 | $2,723,760 |
| 2022 | $18,829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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