123 Willowdell Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 123 Willowdell Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 1968
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2025)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`T25 111`

Property Details

APN / Parcel Number

Primary APN	`T25 111`
Alternative APN	`681950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,897 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Gentle Slope
Garage Area	472 sqft
Porch	Porch
Porch Area	260 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	681950
Street Address	123 WILLOWDELL DR
City	TOCCOA
State	GA
Zip	30577-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 73 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	73
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 WILLOWDELL DR, TOCCOA, GA 30577-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Grant Deed, Transfer · VA Mortgage USAA
Jul 25, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	0001418490
Deed Book / Page	1418 / 490
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 30, 2020
Property Address	123 WILLOWDELL DR, TOCCOA, GA 30577-3187
Document Number	0012140373
Book / Page	001214 / 000373
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WILLOWDELL DR TOCCOA GA 305773187, TOCCOA, GA 30577-3187
Investor	Possibly a Property Investor

Mortgage

Document Number	12140375
Date	Jun 30, 2020
Book Page	001214/000375

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 25, 2018
Property Address	123 WILLOWDELL DR, TOCCOA, GA 30577-3187
Document Number	0011560007
Book / Page	001156 / 000007
Instrument Date	Jul 25, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WILLOWDELL DR TOCCOA GA 305773187, TOCCOA, GA 30577-3187

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+59.18%)	$119,733 (+61.33%) Land $3,414 Building $116,319	$299,332 (+61.33%) Land $8,535 Building $290,797
2023	$2,624.00 (+6.06%)	$74,215 (+6.08%) Land $3,414 Building $70,801	$185,537 (+6.08%) Land $8,535 Building $177,002
2022	$2,474.00	$69,963 Land $3,414 Building $66,549	$174,907 Land $8,535 Building $166,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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