115 Willowdell Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 115 Willowdell Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 1969
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T25 110`

Property Details

APN / Parcel Number

Primary APN	`T25 110`
Alternative APN	`681900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,996 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)

Exterior Amenities

Porch	Porch
Porch Area	312 sqft
Deck Area	96 sqft
Patio Area	240 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	681900
Street Address	115 WILLOWDELL DR
City	TOCCOA
State	GA
Zip	30577-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 72 & 77A PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	72+77A
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2014
Census Tract	970102

Owner

Source: Stephens County records · APN T25 110

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 WILLOWDELL DR, TOCCOA, GA 30577-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2014
Deed Sale	Oct 03, 2014
Prior Sale	Apr 02, 2013 · Amount on Record
Deed Document Number	2013-000910
Deed Book / Page	1023 / 294
Prior Transfer Date	Sep 06, 2013
Prior Transfer Doc	2013-000910
Record Updated	Jun 08, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 30, 2020
Property Address	115 WILLOWDELL DR, TOCCOA, GA 30577-3187
Document Number	0012140373
Book / Page	001214 / 000373
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WILLOWDELL DR TOCCOA GA 305773187, TOCCOA, GA 30577-3187
Investor	Possibly a Property Investor

Mortgage

Document Number	12140375
Date	Jun 30, 2020
Book Page	001214/000375

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,957.00 (+33.77%)	$56,104 (+35.62%) Land $3,958 Building $52,146	$140,260 (+35.62%) Land $9,894 Building $130,366
2023	$1,463.00 (+5.63%)	$41,370 (+5.59%) Land $3,958 Building $37,412	$103,424 (+5.59%) Land $9,894 Building $93,530
2022	$1,385.00	$39,180 Land $3,958 Building $35,222	$97,948 Land $9,894 Building $88,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding, Uniti Group, Verizon.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.