Ellis County property record for 123 Spruce St, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,095 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,700 (Sep 2018) |
| Tax Bill | $6,264 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R269063 |
| Primary APN | R269063 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,095 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 2,095 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 123 SPRUCE ST |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-0165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK B HICKORY CREEK PH 3 .23 AC |
| Legal Subdivision | HICKORY CREEK PH 3 |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60206 |
Source: Ellis County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| Jun 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 10, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FIRST UNITED BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 201826201 |
| Prior Transfer Date | Aug 21, 2018 |
| Prior Transfer Doc | 0000026201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0002405182 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2405182 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Nov 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0002224139 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2224139 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Sep 10, 2018 |
| Property Address | 123 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0000026201 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 26201 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 SPRUCE ST RED OAK TX 751540165, RED OAK, TX 75154-0165 |
| Document Number | 26202 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 26202 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,086 (+2.6%) Land $101,750 Building $290,336 | $392,086 (+2.6%) Land $101,750 Building $290,336 | |
| 2025 | $6,264.00 (-1.34%) Homeowner's exemption | $382,132 (-3.6%) Land $101,750 Building $280,382 | $382,132 (-3.6%) Land $101,750 Building $280,382 |
| 2024 | $6,349.00 (+11.96%) | ||
| 2023 | $5,671.00 (-3.41%) Homeowner's exemption | $396,409 Land $71,500 Building $324,909 | $396,409 Land $71,500 Building $324,909 |
| 2018 | $5,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Element8 Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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