Ellis County property record for 119 Spruce St, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,074 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $304,500 (Jul 2019) |
| Tax Bill | $7,085 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R269061 |
| Primary APN | R269061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,074 sqft Living Area |
| Gross Area | 3,511 sqft |
| 1st Floor Area | 1,839 sqft |
| 2nd Floor Area | 1,236 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 119 SPRUCE ST |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-0165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK B HICKORY CREEK PH 3 0.15 AC |
| Legal Subdivision | HICKORY CREEK PH 3 |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60206 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Apr 1, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Jun 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 28, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Jul 5, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Deed Document Number | 201918865 |
| Prior Transfer Date | Jun 26, 2019 |
| Prior Transfer Doc | 0000018865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 29, 2026 |
| Property Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0000014704 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202614704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0000014704, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202614704 |
| Name | CREDIT UNION ONE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 5, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002213478 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2213478 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2125742 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2125742 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0000008870 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 119 SPRUCE ST RED OAK TX 751540165, RED OAK, TX 75154-0165 |
| Document Number | 0000008870 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 8870 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 5, 2019 |
| Property Address | 119 SPRUCE ST, RED OAK, TX 75154-0165 |
| Document Number | 0000018865 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 18865 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 SPRUCE ST RED OAK TX 751540165, RED OAK, TX 75154-0165 |
| Document Number | 18866 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 18866 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2049 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,689 (+1.91%) Land $70,000 Building $365,689 | $435,689 (+1.91%) Land $70,000 Building $365,689 | |
| 2025 | $7,085.00 (-5.29%) Homeowner's exemption Veteran's exemption | $427,527 (-12.79%) Land $70,000 Building $357,527 | $427,527 (-12.79%) Land $70,000 Building $357,527 |
| 2024 | $7,481.00 (+11.81%) | ||
| 2023 | $6,691.00 (+945.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $490,236 Land $70,000 Building $420,236 | $490,236 Land $70,000 Building $420,236 |
| 2018 | $640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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