White County property record for 123 Spring Creek Dr, Romance, AR 72136
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 2022 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $665 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-19600-038 |
| Primary APN | 025-19600-038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Fence | Fence |
| Utility Building | 900 sqft |
| Street Address | 123 SPRING CREEK DR |
|---|---|
| City | ROMANCE |
| State | AR |
| Zip | 72136-7017 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | AKA LOT 38 UNRECORDED PT SE SE |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 38 |
| Jurisdiction | WHITE AR |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 71002 |
Source: White County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 SPRING CREEK DR, ROMANCE, AR 72136-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SHORE BANK |
| Nov 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 |
| Deed Sale | Feb 10, 2025 |
| Deed Document Number | M2025-001785 |
| Prior Transfer Date | Nov 1, 2024 |
| Prior Transfer Doc | L202413426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE AR |
| Recording Date | May 11, 2026 |
| Property Address | 123 SPRING CREEK DR, ROMANCE, AR 72136-7017 |
| Document Number | 0000006265 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20266265 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 SPRING CREEK DR, ROMANCE, AR 72136-7017 |
| Document Number | 0000006265, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20266265 |
| Name | SHORE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE AR |
| Recording Date | Nov 1, 2024 |
| Property Address | 123 SPRING CREEK DR, ROMANCE, AR 72136-7017 |
| Document Number | DEED2024/15563 |
| Book / Page | DEED 2024 / 15563 |
| Instrument Date | Oct 28, 2024 |
| Instrument | L202413426 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | FAULKNER COUNTY TITLE COMPANY, FAULKNER COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 SPRING CREEK DR, ROMANCE, AR 72136-7017 |
| Document Number | MTG202428012 |
|---|---|
| Date | Nov 1, 2024 |
| Instrument | MTG 2024/28012 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
Source: White County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | White County |
| Unified School District | Mount Vernon-Enola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665.00 (+1,178.85%) Homeowner's exemption | $14,592 (+668%) Land $1,902 Building $12,690 | |
| 2023 | $52.00 | $1,900 Land $1,900 | $72,960 Land $9,510 Building $63,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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