120 Spring Creek Dr, Romance, AR 72136 Property Records

White County property record for 120 Spring Creek Dr, Romance, AR 72136

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2026)
Tax Bill	$689 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-19600-056`

Property Details

APN / Parcel Number

Primary APN	`025-19600-056`
Alternative APN	`48864`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	512 sqft
Utility Building	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 SPRING CREEK DR
City	ROMANCE
State	AR
Zip	72136-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AKA LOT 56 UNRECORDED PT SE SE
Legal Range	10
Legal Township	07
Legal Section	27
Legal Subdivision	SPRING CREEK ESTATES
Legal Lot Number	56
Jurisdiction	WHITE AR
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1037
Census Tract	71002

Owner

Source: White County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 SPRING CREEK DR, ROMANCE, AR 72136-7017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	202611307
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 14, 2026
Property Address	120 SPRING CREEK DR, ROMANCE, AR 72136-7017
Document Number	0000011307
Instrument Date	Aug 13, 2026
Instrument	202611307
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,328.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRING CREEK DR, ROMANCE, AR 72136-7017

Mortgage

Document Number	0000011308,
Date	Aug 14, 2026
Instrument	202611308

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 8, 2022
Property Address	120 SPRING CREEK DR, ROMANCE, AR 72136-7017
Document Number	DEED2022/12874
Book / Page	DEED 2022 / 12874
Instrument Date	Aug 5, 2022
Instrument	L202211476
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 COOPER DR, KENSETT, AR 72082-9036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SPRING CREEK DR, ROMANCE, AR 72136-7017

Mortgage

Document Number	MTG202221916
Date	Aug 8, 2022
Instrument	MTG 2022/21916

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Mount Vernon-Enola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+119.43%) Homeowner's exemption	$15,120 (-) Land $1,920 Building $13,200	$75,600 (-) Land $9,600 Building $66,000
2023	$314.00 Homeowner's exemption	$15,120 Land $1,920 Building $13,200	$75,600 Land $9,600 Building $66,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 68% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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