Onslow County property record for 123 Shell Rock Ln, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,508 sqft · built 2020 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,500 (Jan 2009) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2019 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 1315-116 |
| Primary APN | 1315-116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 417 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 115524004 |
|---|---|
| Street Address | 123 SHELL ROCK LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-3776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8M |
| Legal Description | LA GREGORY & VICTORIA POPKIN |
| Legal Subdivision | GREGORY S + VICTORIA L POPKINS |
| Legal Lot Number | A |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2801 |
Source: Onslow County records · APN 1315-116
Assessment roll updated August 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 856, JACKSONVILLE, NC 28541-0856 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL BANK & TRUST |
| Jan 10, 2019 | Loan Modification, Mortgage FIRST NAT'L BK/PA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2009 · Amount on Record |
| Deed Sale | Jan 20, 2009 · Amount on Record |
| Prior Sale | Feb 06, 2008 · Amount on Record |
| Deed Book / Page | 3169 / 644 |
| Prior Transfer Date | Jan 10, 2009 |
| Prior Transfer Doc | 0031690642 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 123 SHELL ROCK LN, HUBERT, NC 28539-3776 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054640944 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5464/944 |
| Name | COASTAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | RIEGELWOOD, NC 28456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 123 SHELL ROCK LN, HUBERT, NC 28539-3776 |
| Document Number | 0048830441 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 123 SHELL ROCK LN HUBERT NC 285393776, HUBERT, NC 28539-3776 |
| Document Number | 0048830441 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 004883/000441 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Amount | Amount Recorded |
|---|
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 | $575,680 (-) Land $250,000 Building $325,680 | $575,680 (-) Land $250,000 Building $325,680 |
| 2023 | $3,770.00 | $575,680 Land $250,000 Building $325,680 | $575,680 Land $250,000 Building $325,680 |
Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 11 (1998–2018) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 24 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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