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120 Shell Rock Ln, Hubert, NC 28539 Property Records

Onslow County property record for 120 Shell Rock Ln, Hubert, NC 28539 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,480 sqft · built 2017
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$542,500 (Dec 2025)
Tax Bill$1,815 (2025)
Deeds & MortgagesDec 2025 Sale
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1315G-10

Property Details

APN / Parcel Number

Primary APN1315G-10
Alternative APNs
  • 476780000
  • 161846

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,480 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number476780000
Street Address120 SHELL ROCK LN
CityHUBERT
StateNC
Zip28539-3775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 S2 VILLAGE @ SHELL ROCK LANDING
Legal SubdivisionVILLAGE AT SHELL ROCK LNDG S2 RECOM
Legal Lot Number10
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group1
Census Block1008
Census Tract2801

Owner

Source: Onslow County records · APN 1315G-10

Assessment roll updated August 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 SHELL ROCK LN, HUBERT, NC 28539-3775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Warranty Deed, Transfer
Sep 09, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 28, 2020Loan Modification, Mortgage · Conventional with PMI
USAA
Oct 11, 2019Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2025 · Amount on Record
Deed SaleDec 01, 2025 · Amount on Record
Prior SaleSep 09, 2021 · Amount on Record
Deed Book / Page6484 / 702
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateDec 01, 2025
Property Address120 SHELL ROCK LN, HUBERT, NC 28539-3775
Document Number0064840702
Book / Page6484 / 702
Map ReferenceMB 72 PG 192
Instrument DateNov 24, 2025
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SHELL ROCK LN, HUBERT, NC 28539-3775

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 09, 2021
Property Address120 SHELL ROCK LN, HUBERT, NC 28539-3775
Document Number0055640779
Book / Page5564 / 779
Map ReferenceMB 72 PG 192
Instrument DateAug 23, 2021
Transaction TypeTransfer
Record UpdatedMay 05, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$603.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SHELL ROCK LN, HUBERT, NC 28539-3775

Mortgage

Document Number0005564783
DateSep 09, 2021
Instrument5564/783
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionONSLOW NC
Property Address120 SHELL ROCK LN, HUBERT, NC 28539-3775
Document Number0053170725
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedDec 11, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SHELL ROCK LN HUBERT NC 285393775, HUBERT, NC 28539-3775

Mortgage

Document Number0053170725
DateNov 19, 2020
Book Page005317/000725
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional with PMI
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address120 SHELL ROCK LN, HUBERT, NC 28539-3775
Document Number0050410088
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 05, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SHELL ROCK LN HUBERT NC 285393775, HUBERT, NC 28539-3775

Mortgage

Document Number0050410088
DateOct 18, 2019
Book Page005041/000088
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00$277,189 (-) Land $75,000 Building $202,189$277,189 (-) Land $75,000 Building $202,189
2023$1,815.00$277,189 Land $75,000 Building $202,189$277,189 Land $75,000 Building $202,189

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330028011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 86 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies86 in force
62 of 86 on primary residences
Nearby Flood Claims11 (1998–2018)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Flood Events
  • Hurricane Florence (Sep 2018), 6 claims
  • Hurricane Ophelia (Sep 2005), 2 claims
  • Hurricane Bonnie (Aug 1998), 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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