Beaufort County property record for 123 Scarlet Oak, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,408 sqft · built 2018 |
| Lot Size | 0.117 acres (5,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,500 (Dec 2025) |
| Tax Bill | $1,836 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242006921 |
| Primary APN | 242006921 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,140 sqft (0.117 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242006921 |
|---|---|
| Street Address | 123 SCARLET OAK |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PH3-22 SOUTHERN OAKS S/D PH3 PB146 PG166 PB147 PG34 |
| Legal Subdivision | SOUTHERN OAKS SUBDIVISION PH I |
| Legal Lot Number | PH3 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 2102 |
Source: Beaufort County records · APN 242006921
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 123 SCARLET OAK, BLUFFTON, SC 29910-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 15, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 02, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Feb 02, 2018 · Amount on Record |
| Deed Document Number | 2025055917 |
| Deed Book / Page | 4491 / 2102 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 123 SCARLET OAK, BLUFFTON, SC 29910-4436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000038156 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 4015/2765 |
| Instrument | 2021038156 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 15, 2025 |
| Property Address | 123 SCARLET OAK, BLUFFTON, SC 29910-4436 |
| Document Number | 0000055917 |
| Book / Page | 4491 / 2102 |
| Map Reference | MB 147 PG 34 |
| Instrument Date | Dec 09, 2025 |
| Instrument | 2025055917 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $934.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 SCARLET OAK, BLUFFTON, SC 29910-4436 |
| Document Number | 0000055918 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025055918 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Feb 02, 2018 |
| Property Address | 123 SCARLET OAK, BLUFFTON, SC 29910-4436 |
| Document Number | 0000005683 |
| Book / Page | 003641 / 002409 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 5683 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.73 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 SCARLET OAK BLUFFTON SC 299104436, BLUFFTON, SC 29910-4436 |
| Document Number | 5684 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 003641/002412 |
| Instrument | 5684 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,836.00 (-0.05%) | $10,750 (-14.33%) | |
| 2024 | $1,837.00 (+2.97%) | $12,548 (-) Land $2,920 Building $9,628 | $313,700 (-) Land $73,000 Building $240,700 |
| 2023 | $1,784.00 (+8.52%) | $12,548 (+34.29%) Land $2,920 Building $9,628 | $313,700 (+34.29%) Land $73,000 Building $240,700 |
| 2022 | $1,644.00 Homeowner's exemption | $9,344 Land $2,520 Building $6,824 | $233,600 Land $63,000 Building $170,600 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 109 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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