114 Scarlet Oak, Bluffton, SC 29910 Property Records

Beaufort County property record for 114 Scarlet Oak, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,032 sqft · built 2018
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Aug 2025)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242006937`

Property Details

APN / Parcel Number

Primary APN	`242006937`
Alternative APN	`R614 036 000 1310 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,621 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242006937
Street Address	114 SCARLET OAK
City	BLUFFTON
State	SC
Zip	29910-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PH3-38 SOUTHERN OAKS S/D PH3 PB146 PG166 PB147 PG34
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Legal Lot Number	PH3
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer
Aug 1, 2025	Warranty Deed, Transfer · Line of Credit GUILD MORTGAGE CO
May 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE NTWK
Apr 26, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Aug 1, 2025 · Amount on Record
Deed Document Number	0000035000
Deed Book / Page	4453 / 1036
Last Transfer Date	Dec 22, 2025
Transfer Doc	0000057132
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Dec 22, 2025
Property Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000057132
Book / Page	4493 / 2567
Map Reference	MB 147 PG 34
Instrument Date	Dec 19, 2025
Instrument	2025057132
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 1, 2025
Property Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000035000
Book / Page	4453 / 1036
Map Reference	MB 147 PG 34
Instrument Date	Jul 21, 2025
Instrument	2025035000
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000035001
Date	Aug 1, 2025
Instrument	2025035001

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000024356
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SCARLET OAK BLUFFTON SC 299104436, BLUFFTON, SC 29910-4436

Mortgage

Document Number	0000024356
Date	May 11, 2020
Book Page	003862/002498
Instrument	24356

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 26, 2018
Property Address	114 SCARLET OAK, BLUFFTON, SC 29910-4436
Document Number	0000021533
Book / Page	003662 / 001860
Instrument Date	Apr 24, 2018
Instrument	21533
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.53
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SCARLET OAK BLUFFTON SC 299104436, BLUFFTON, SC 29910-4436

Mortgage

Document Number	21534
Date	Apr 26, 2018
Book Page	003662/001863
Instrument	21534

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00 (-0.06%)	$10,950 (-30.77%)
2024	$1,815.00	$15,816 (-) Land $2,920 Building $12,896	$395,400 (-) Land $73,000 Building $322,400
2023	$1,815.00 (+8.42%)	$15,816 (+66.13%) Land $2,920 Building $12,896	$395,400 (+66.13%) Land $73,000 Building $322,400
2022	$1,674.00 Homeowner's exemption	$9,520 Land $2,520 Building $7,000	$238,000 Land $63,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Spectrum.

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