123 S Prentice Rd, Ponca City, OK 74604 Property Records

Kay County property record for 123 S Prentice Rd, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,046 sqft · built 1930
Lot Size1.99 acres (86,684 sqft)
Owner2 Individual Names on Record
Last Sale$118,500 (Mar 2022)
Tax Bill$977 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN20843

Property Details

APN / Parcel Number

Primary APN20843
Alternative APN
  • 6200-29-026-03E-2-024-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,046 sqft Living Area
1st Floor Area2,046 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area86,684 sqft (1.99 acres)

Exterior Amenities

PorchSlab
Porch Area199 sqft
Shed1 Shed
Shed Area110 sqft
Poultry House80 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20843
Street Address123 S PRENTICE RD
CityPONCA CITY
StateOK
Zip74604-5133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLONGWOOD TWP 29- 26- 3E TR BEG NW/C SEC S209' TR POB, TH E192' S 451' W192' N451' TO POB
Legal Range03E
Legal Township26N
Legal Section29
Legal SubdivisionLONGWOOD TOWNSHIP
Legal Block26
Legal Lot Number3E
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1066
Census Tract600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY NATIONAL BANK & TRUST
Mar 24, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 24, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Deed Document Number20222314
Deed Book / Page1900 / 444
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133

Mortgage

Document NumberI2025008579
DateNov 26, 2025
Book Page2017/703
InstrumentI-2025-008579
Lender
NameCOMMUNITY NATIONAL BANK & TRUST
TypeBank
Address709 E PROSPECT AVE, PONCA CITY, OK 74601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKAY OK
Recording DateMar 24, 2022
Property Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133
Document NumberI2022002313
Book / Page1900 / 439
Instrument DateMar 23, 2022
InstrumentI-2022-002313
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateMar 24, 2022
Property Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133
Document NumberI2022002314
Book / Page1900 / 444
Instrument DateMar 17, 2022
InstrumentI-2022-002314
Transaction TypeTransfer
Record UpdatedApr 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 S PRENTICE RD, PONCA CITY, OK 74604-5133

Mortgage

Document NumberI2022002315
DateMar 24, 2022
InstrumentI-2022-002315
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,706 (+2.99%) Land $1,095 Building $10,611$106,422 (+3%) Land $9,950 Building $96,472
2025$977.00 (-4.22%) Homeowner's exemption$11,366 (-5%) Land $1,095 Building $10,271$103,323 (-5%) Land $9,950 Building $93,373
2024$1,020.00 (-9.57%) Homeowner's exemption$11,964 (-8.22%) Land $1,095 Building $10,869$108,757 (-8.22%) Land $9,950 Building $98,807
2023$1,128.00 Homeowner's exemption$13,036 Land $1,095 Building $11,941$118,500 Land $9,950 Building $108,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 59% of Oklahoma
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #1
serves 1,765 people · EPA ID OK3003605
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionAug 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Chisholm Broadband, Nextlink, Verizon.

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