Kay County property record for 123 S Prentice Rd, Ponca City, OK 74604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,046 sqft · built 1930 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,500 (Mar 2022) |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20843 |
| Primary APN | 20843 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 2,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 86,684 sqft (1.99 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 199 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Poultry House | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 20843 |
|---|---|
| Street Address | 123 S PRENTICE RD |
| City | PONCA CITY |
| State | OK |
| Zip | 74604-5133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGWOOD TWP 29- 26- 3E TR BEG NW/C SEC S209' TR POB, TH E192' S 451' W192' N451' TO POB |
| Legal Range | 03E |
| Legal Township | 26N |
| Legal Section | 29 |
| Legal Subdivision | LONGWOOD TOWNSHIP |
| Legal Block | 26 |
| Legal Lot Number | 3E |
| Jurisdiction | KAY OK |
| Township / Civil Division | PONCA CITY |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 600 |
Source: Kay County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY NATIONAL BANK & TRUST |
| Mar 24, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 20222314 |
| Deed Book / Page | 1900 / 444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Document Number | I2025008579 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 2017/703 |
| Instrument | I-2025-008579 |
| Name | COMMUNITY NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 709 E PROSPECT AVE, PONCA CITY, OK 74601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Mar 24, 2022 |
| Property Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Document Number | I2022002313 |
| Book / Page | 1900 / 439 |
| Instrument Date | Mar 23, 2022 |
| Instrument | I-2022-002313 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAY OK |
| Recording Date | Mar 24, 2022 |
| Property Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Document Number | I2022002314 |
| Book / Page | 1900 / 444 |
| Instrument Date | Mar 17, 2022 |
| Instrument | I-2022-002314 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S PRENTICE RD, PONCA CITY, OK 74604-5133 |
| Document Number | I2022002315 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | I-2022-002315 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Unified School District | Ponca City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,706 (+2.99%) Land $1,095 Building $10,611 | $106,422 (+3%) Land $9,950 Building $96,472 | |
| 2025 | $977.00 (-4.22%) Homeowner's exemption | $11,366 (-5%) Land $1,095 Building $10,271 | $103,323 (-5%) Land $9,950 Building $93,373 |
| 2024 | $1,020.00 (-9.57%) Homeowner's exemption | $11,964 (-8.22%) Land $1,095 Building $10,869 | $108,757 (-8.22%) Land $9,950 Building $98,807 |
| 2023 | $1,128.00 Homeowner's exemption | $13,036 Land $1,095 Building $11,941 | $118,500 Land $9,950 Building $108,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1993–2025) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605 |
|---|---|
| Water Source | Purchased surface water from PONCA CITY MUN WATER |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ponca City Utility Authority Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Chisholm Broadband, Nextlink, Verizon.
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