123 Ruscoe Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 123 Ruscoe Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,265 sqft · built 1979
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Aug 2024)
Tax Bill	$24,113 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0120 B:055 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0120 B:055 L:00`
Alternative APN	`857`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,265 sqft Living Area
Gross Area	8,170 sqft
1st Floor Area	2,489 sqft
Basement Area	2,564 sqft
Unfinished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	857
Street Address	123 RUSCOE RD
City	WILTON
State	CT
Zip	06897-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	55
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	3
Census Block	3009
Census Tract	45101

Owner

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 RUSCOE RD, WILTON, CT 06897-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SB
Feb 28, 2019	Deed of Trust, Mortgage · ARM AMALGAMATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Book / Page	2573 / 440
Transfer Doc	0979000097
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Aug 23, 2024
Property Address	123 RUSCOE RD, WILTON, CT 06897-1404
Document Number	002573-440
Book / Page	2573 / 440
Instrument Date	Aug 22, 2024
Transaction Type	Transfer
Record Updated	Sep 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002573442
Date	Aug 23, 2024
Instrument	2573/442

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2031
Max Rate At Change	2.63%
Index	Other

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	123 RUSCOE RD, WILTON, CT 06897-1404
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002549-194
Date	Mar 31, 2022
Book Page	2549/194

Lender

Name	FIRST SB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	123 RUSCOE RD, WILTON, CT 06897-1404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2494-963
Date	Feb 28, 2019
Book Page	2494/963

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Mar 1, 2026
Index	1-Year CMT

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,113.00 (+2.67%)	$962,150 (-) Land $315,490 Building $646,660	$1,846,572 (+174.17%)
2025	$23,486.00	$962,150 (+35.58%) Land $315,490 Building $646,660	$673,505 Land $220,843 Building $452,662
2024	$23,486.00 (+13.1%)
2023	$20,765.00 (+3.65%)	$709,660 (-) Land $301,700 Building $407,960
2022	$20,034.00	$709,660 Land $301,700 Building $407,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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